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Zopa raises £80 million in fresh capital ahead of bank account launch

Zopa Bank has raised £80 million in its first London Stock Exchange bond listing as it prepares for the launch of current accounts.

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Zopa raises £80 million in fresh capital ahead of bank account launch

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Jefferies acted as Structuring Adviser and Sole Lead Manager to Zopa on the transaction, which was oversubscribed by over two times from 20+ investors.

Having had a successful €80 million equity fundraise in November 2024, the non-dilutive capital strengthens the bank's balance sheet and positions it on the starting line for its bank account launch.

Zopa recently announced a doubling of full year profits before tax to £34.2 million for the financial year ending 31 December 2024 on a 30.2% revenue jump.

Since launching the bank in 2020, it has attracted £5.5 billion in deposits and currently has just over £3 billion loans on balance sheet.

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