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1013 Results from 2011

Retired Member

Retired Member 

Online Communities: next stage of loyalty for retail banks?

With the rise of social media leading to new collective behaviors, there is no doubt the power and influence of online communities is growing stronger. This is clearly demonstrated by the recent ‘Bank Transfer Day’, arranged through Facebook, which sparked thousands of people in the US to switch their accounts from banks to credit unions. As more ...

/payments /retail

Retired Member

Retired Member 

Mobile banking: the substance behind the hype

There has been a lot of debate lately as to whether mobile banking and payments are more than just hype, with cynics purporting that consumer adoption will not take off. While consumers may not be rushing to get their hands on the latest banking app (yet), there is no doubt that a step change in consumer behaviour is taking place. This is evident...

Finance 2.0

Retired Member

Retired Member 

Basel III, the new rules

Under Basel III‘s new rules, capital efficiency is no longer a mere function of return and leverage. The ability to collect information and process trades directly impacts the volume and breadth of activities a bank carries out. The convergence of multiple regulations has meant that banks are conducting enterprise-wide risk aggregation on an unpre...

/regulation

Retired Member

Retired Member 

The compliance tide turns for no man

Anybody that has lived by the sea understands the tide is something that is well documented and inevitable. You account for it and plan for it, there is no hiding from the fact. In the same way mobile recording has been on the agenda for some time now, admittedly with some false starts, yet some financial institutions have still left things to the ...

/wholesale

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

It is not about procurement

E-invoicing has been around in large enterprises for ages. As it started in EDIFACT environment it was natural to go deep into point-to-point integration in all aspects of procurement processes. This approach was then also natural in the EBXML process – and of course it is still important and should be supported. The SME-sector does not have procu...

/payments Innovation in Financial Services

Robert Siciliano

Robert Siciliano Security Analyst at Safr.me

Human Security Weaker Than IT Security

Information technologies have evolved to a level at which the developers, programmers, and security specialists all know what they’re doing, and are able to produce products and services that work and are reasonably secure. Of course, there’s always room for improvement. Despite the amount of criminal hacking that goes on, users who effectively im...

/security /regulation

Retired Member

Retired Member 

U.S. Marine Rings in Veterans Day at NYSE

Devil Dogs helped get trading started at the New York Stock Exchange Friday, with a United States Marine ringing the Opening Bell, flanked by fellow Marines and service members from the other branches. It followed a moment of silence by traders on the floor and in brokerages across the country. And five Medal of Honor recipients will be on hand fo...

/regulation

Retired Member

Retired Member 

CCP selection - looking beyond fees

A key driver for central counterparty (CCP) interoperability is greater competition in clearing, to bring down costs for customers. In what is an already aggressive European market, all interoperable CCPs have announced fee reductions. However, customers should not select a CCP solely based on cost. With additional financial instruments being trans...

/regulation

Pat Carroll

Pat Carroll Founder/Executive Chairman at ValidSoft

Hello this is your fake bank calling...

With the UK’s “Get Safe Online Week” drawing to a close today, hopefully awareness of fraudulent online activity is on the up. The campaign highlighted all sorts of risks consumers may face with online banking, online shopping and their use of smartphones to browse internet websites, and explained how they could take care and be aware. Unfortunate...

/security Information Security

Retired Member

Retired Member 

Barclays Profit Rise

The fact that the rise in profits of 18% for Barclays has been achieved through the extensive cost cutting within the business is quoted widely as a issue by many parts of the press. I disagree with this. When investment banking activities are under such pressure, and retail activity is challenging, the fact that Barclays is taking extensive steps...

/retail

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