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1075 Results from 2016

Graham Seel

Graham Seel Principal Consultant at BankTech Consulting

Fintech Can Solve Basic Liquidity Problems for the Poor

A simple concept, well executed. That is Active Hours, a Fintech solution that pays employees who live paycheck to paycheck as soon as they have earned their pay, rather than two weeks later. The Active Hours story says a lot about how Fintech has started to impact basic financial needs of those with not much to spare. I had the privilege to parti...

/inclusion Financial Inclusion

Retired Member

Retired Member 

Periscope is a new revolution and a threat for those who don’t adapt to change

Since I installed the new Twitter toy Periscope into my iPhone, I’ve been travelling across the word living incredible live experiences – I’ve been in an amazing Calvin Harris gig in Las Vegas, attended a business conference start-up event in Austin, Texas, looking at some of the Ankara’s streets right after a terrorist attack, accompanying somebo...

Robert Siciliano

Robert Siciliano Security Analyst at Safr.me

Three ways to beef up security when backing up to the cloud

Disasters happen every day. Crashing hard drives, failing storage devices and even burglaries could have a significant negative impact on your business, especially if that data is lost forever. You can avoid these problems by backing up your data. Backing up means keeping copies of your important business data in several places and on multiple devi...

/security

Retired Member

Retired Member 

5 Innovations to Watch in Cross-Border Payments

The year is off to a dynamic start in the cross-border payments industry, leading many to ask: What’s ahead for the next 9 months? Innovations are being shaped by the exponential adoption of the Internet, changing business models powered by technology and user demands of speed and ease. Here are five innovations driven by these trends in 2016. 1) ...

/payments

Retired Member

Retired Member 

Way forward for today’s Global Transaction Banking

As global transaction banking move to 2020, it is evident that many banks are still not clear on the path to take. Global transaction banks are matted in their present IT challenges and operational issues followed by demanding central banks regulatory requirements. Many global transactions banks are looking at their current complex IT landscape an...

/wholesale

Nanda Kumar

Nanda Kumar CEO at SunTec Business Solutions

Can Challenger Banks actually disrupt High-Street Banks?

Challenger Banks have a golden opportunity to gain market share. Mature Challenger Banks such as Metro Bank, Tesco Bank and Virgin Money have certainly made headway in stealing market share from the “Big Banks”. Metro Bank alone has 655,000 customers, a year-on-year rise of 46 per cent, with deposits rising by 78 per cent to £5.2 billion. These ba...

/retail

Retired Member

Retired Member 

Refining regulation: taking a top-down approach to data management

Given that for many Global Systematically Important banks (GSIBs) the initial deadline for BCBS239 compliance passed on 1st January 2016, it’s important that they and other financial institutions adopt a top-down approach to both ensure and maintain compliance. Banks need to ensure their regulation protocols can be applied to any data governance r...

/regulation

Ganesh Srinivasan

Ganesh Srinivasan Director at Volante Technologies

Achieving Compliance Overcoming the Data Integration Challenges

The results of the Accenture 2016 Compliance Risk Study (https://www.accenture.com/us-en/insight-compliance-risk-study-2016-financial-services#block-pivoting) raise some important points to consider to my mind. The two specific action points suggested by Accenture that I found of particular interest are: The improvement in resource utilization on...

/regulation /wholesale

Retired Member

Retired Member 

Data Analytics: Giving Middle East Banks An Effective Hedge Against Economic Volatility

There’s a lot of speculation around economic volatility in local markets. With volatility comes opportunity for the most entrepreneurial banks. However, to exploit these opportunities there’s a growing need for deeper insight into both business performance and customer demands. The use of predictive data analytics can help Middle East banks sharpe...

/retail

Retired Member

Retired Member 

Of Broker Dealers, Machine Learning, Capital Utilization, and Profitability

Over the past couple of years I have had the good fortune to discuss the need for improved understand of profitability and capital utilization in broker dealers. Frustrations abound. Discussions on the need to find the right clients to meet the balance sheet utilization mix meander with no clear end in sight. Investment managers are moving their b...

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