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477 Results from 2007

Retired Member

Retired Member 

Dinosaur revival

Not too long ago, ATMs were predicted to suffer the same fate as dinosaurs. With the invention of payment cards of all sorts, increasing usage of cards as a cash substitute, and the introduction of cash back at point of sale, ATMs were predicted to suffer a slow death. Those predictions, however, failed to consider two key aspects of ATMs. First ...

/payments Trends in Financial Services

Retired Member

Retired Member 

China: Stock Dormancy

For the past few weeks, most of the major news in China has centred on the Communist Party Congress. This is an pretty important event in China that happens once every 5 years and usually results in a number of far-reaching policy and people changes throughout the country and government. What has slipped under the radar during all the coverage ...

Asia Financial Services

Paul Penrose

Paul Penrose Head of Research at Finextra

The mobile wallet generation

Young people are almost as dependent on their mobile phones as they are on cash, according to new research commissioned by UK ATM network Link. The poll, conducted by YouGov among 2000 adults found that 18-24 year olds ranked cash and mobile access as 'basic necessities'. The survey results also showed that young adults would be more willing to go ...

/payments /retail Trends in Financial Services

Retired Member

Retired Member 

Ukeleles - an unstoppable musical force

Back in June I mentioned the Great ukelele shortage - well it seems the growth in popularity of the instrument continues apace according to this in the Guardian. It's now taking over from the humble recorder as instrument of choice in schools. So Fintech community types - what do you play? I heard Sex Panther had one.

Whatever...

Retired Member

Retired Member 

African Financial Reform: A Strategic Opportunity

China's policy of extending loans to impoverished nations in Africa as a means to secure natural resources contracts has drawn considerable scrutiny. In November, 2006, Beijing pledged $5 billion in preferential loans and buyers credits, and most recently at a June meeting of the African Development Bank, unveiled a $20 billion loan package. China...

Retired Member

Retired Member 

Leopard to ship on October 26th

The Apple store disappeared earlier today with a "back soon" notice on it. When it reappeared, I spied you can now order Mac OS X v10.5 Leopard for shipping by October 26th. Various Mac rumour sites had been touting this as a likely date for some time - but it's nice to know it's confirmed as nearly here. There appear to be 300 new feat...

Retired Member

Retired Member 

I swear you couldn't make this stuff up

Swearing at work can benefit staff and their employers according to researchers at UEA in Norwich. There's no fintech angle here - I just have a soft spot for the University of East Anglia (or the University of Easy Access as we used to refer to it when I was a student there). "The study found regular use of profanity to express and reinforc...

Whatever...

Retired Member

Retired Member 

Inhibitors to buying online: Financial Services

Inhibitors to buying online #2 – Financial Services A colleague at Conchango has recently pointed out a revealing survey from Forrester as to why consumers do not buy products and services online. The post is set in the context of tangible goods – clothes, books, groceries etc. but it’s interesting how the research resounds in the world of inta...

/security Futuristic Banking

Retired Member

Retired Member 

Never-ending battle

No industry observer is surprised by the reported rise in fraud committed abroad on UK cards. The perverse effect of harder-to-crack chip card technology is that fraud increases where chip cannot be used, by using cards with information obtained by skimming or other ways obtaining the information located on the mag-stripe on the back of the very ...

/payments Trends in Financial Services

Retired Member

Retired Member 

The technology-enabled concentration of liquidity

Over here in Shanghai, at the annual conference of the World Federation of Exchanges, technology may not be one of the agenda items, but market structure and competition definitely is. MiFID is often talked about as a catalyst for change in the market, and today the example of Chi-X was brought up by one of the investment banks that has been pres...

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