Nirmal Raj Marketing Specialist at Cheqly
A small business credit survey in 2024 found that 51% of small firms have uneven cash flow, and 56% are not able to cover their operating expenses. Clearly, cash flow challenges exist at all stages of maturity. Larger firms making millions of dollars can face unforeseen circumstances that impact cash flow from time to time, such as market downturn...
12 September 2025
John Bertrand MD at Tec 8 Limited
A ready reckoner is a printed book containing pre-calculated values, often multiples of given amounts, available in the UK before decimalisation in 1971 – when 12 pennies became 10. Stablecoin is a new digital form of money and represents the paper money at par, for example, one Wyoming’s new Stablecoin, Frontier is equal to one US Dollar. The end...
11 September 2025 /regulation /crypto Banking Strategy, Digital and Transformation
Keith Smith CEO and President at Payouts Network
A traveler is given a paper voucher to compensate them for a flight delay—but when they go to use it, the merchant’s QR reader is down, so they can't actually use it for a meal. A shopper qualifies for a surprise-and-delight gift card—but has to wait weeks for it to arrive in the mail. Sound familiar? These aren’t edge cases; they’re common CX fa
11 September 2025 /payments
Andrew Bonsall COO at AperiData
After several years of consultation, industry warnings, and media attention, formal regulation is on the way for Buy Now Pay Later (BNPL) products. From July 2026, providers will be required to carry out affordability checks before offering credit. This closes a long period of uncertainty for a market that has grown at a pace with minimal regulato...
11 September 2025
Indra Chourasia Industry Advisor at Tata Consultancy Services (TCS)
With an unprecedented growth of global volume of data exceeding hundreds of zettabytes, managing timely and coherent analysis to derive contextual insights for decision-making remains a big challenge for business organizations. This issue is more acute in the financial services industry, which relies on diverse nuances of macroeconomic, industry, ...
11 September 2025 /ai /markets
Andrei Smirnov Head of AI at ANNA | https://anna.money
additional research and reporting by Soraya Panambalom, Data Science Intern When GPT-5 was released, the internet was flooded with lukewarm reviews. Many called it a disappointment, arguing it wasn't the "giant leap" they'd been promised. So, we decided to put it to the ultimate test: a series of 16 real, professional UK accountancy ex...
11 September 2025 /ai
Nikunj Gundaniya Product manager at Digipay.guru
Public transit is moving fast toward digital payments, but many of your passengers are not yet ready to make that shift. Many of your passengers still do not have bank accounts, and that leaves you managing cash every single day. If you depend on cash, your queues get longer and your fare collection slows down. It also becomes harder for you to k...
Eddie Harrison Co-Founder and Chief Growth Officer at Navro
It's easy to forget, but before SEPA, making cross-border payments in Europe was characterised by high fees, long delays, and confusing processes. Today, things couldn't be more different. Thanks to SEPA, sending money across Europe's borders is mostly as simple and fast as a domestic transfer. For banks, of course, implementing SEPA was someth...
Lydia Stone VP of Finance & Chief Accounting Officer at Chargebee
Fintech has always been a fast-moving industry. Now, artificial intelligence is accelerating that pace even further, reshaping how fintech products are built, delivered, and scaled. But while AI is unlocking new value in the finance sector, monetising AI innovation remains a major challenge. Companies like OpenAI (ChatGPT), Microsoft Copilot, and ...
10 September 2025 /ai /payments
Philipp Buschmann Founder & CEO at AAZZUR
For decades, financial services have revolved around products. A new account, a new loan, a new policy, packaged, promoted, and pushed to market. The assumption was simple: if you build it, customers will come. But the reality is that no one wakes up thinking they want a new financial product. What they wake up to are life moments. Moving house, b...
10 September 2025
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