Keith Smith

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CEO and President

Payouts Network

Member since

04 Mar

Location

Bozeman

Bio

Keith is an entrepreneur and fintech expert who has dedicated his career to building and leading innovative businesses in the mobile technology, payments and prepaid industries. He specializes in modernizing financial technologies to create new value and drives business growth.

As founder, CEO and President of Payouts Network, he is focused on expanding the company's market-leading payments platform. This revolutionary technology gives businesses more speed, flexibility, and control over payments to workers, customers, and suppliers, and transforms customer experiences across a variety of industries.
 
Before establishing Payouts Network, Keith founded CorFire in partnership with Korean mobile comm SK C&C. He was a founding member of Firethorn, an early U.S. leader in mobile banking, and ITC (acquired by inComm), a leader in gift cards and reloadable prepaid cards. 

Keith serves as an advisor to Schedulicity and was recently appointed to the board of FinTech Atlanta.

Experience

CEO, President

Payouts Network

Mar 2016 - Present

Payouts Network is the leading next-gen B2C payment and disbursements provider, that transforms millions of customer experiences to drive real brand loyalty. The one-of-a-kind platform helps businesses deliver real-time compensation, incentive, reward, or loyalty payment exactly when and how consumers prefer. Serving Fortune 100 payment and credit card processors, leading global airlines, gaming loyalty providers, and many other corporate payors, Payouts Network enables thousands of banks, issuers, fintechs, and non-financial brands to layer the technology onto their existing tech stack or loyalty program with simple API integrations. Decades of experience, rich consumer interaction data, and full-service programs deliver payment strategies that dramatically increase value and ROI.

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Latest opinions

The Missing Link in CX? Real-Time Payouts.

A traveler is given a paper voucher to compensate them for a flight delay—but when they go to use it, the merchant’s QR reader is down, so they can't actually use it for a meal. A shopper qualifies for a surprise-and-delight gift card—but has to wait weeks for it to arrive in the mail. Sound familiar? These aren’t edge cases; they’re common CX fa

11 September 2025

Move Over Cash: Why Points Could Be the Future of Currency

What if points collected across different brands could become a form of currency? Loyalty programs are poised to redefine how people pay, save, and engage with businesses, evolving from occasional discounts or perks to a currency of their own. But to make this transformation happen, the industry needs to overcome barriers that have held points bac...

12 March 2025

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