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Ron Delnevo

Ron Delnevo Chair at UK Cash Supply Alliance

The Cost of Cash......

I was very disappointed to see in the recent UK Access to Cash Review the headlined assertion that “cash is expensive”. Even if the figure of £5 Billion quoted in the Review as being the annual cost of cash in the UK is accepted - and many believe it should not be - how can it be judged to be “expensive”? It has to be remembered that Sterling - the...

/payments Financial Inclusion

Ron Delnevo

Ron Delnevo Chair at UK Cash Supply Alliance

A Vision of a Smart Future for UK ATMs

Which? has issued a report that claims the Big 5 Banks in the UK are closing their branches at the rate of 60 a month. If this is true, it will not be the run-rate of closures for long. Barclays,HSBC, Lloyds Banking Group, RBS Group and Santander have only around 5000 branches left between them. A 60 per month closure rate implies they will all be ...

/payments Innovation in Financial Services

Ron Delnevo

Ron Delnevo Chair at UK Cash Supply Alliance

LINK : can Nicky Morgan be a Genuine Consumer Champion?

I was in Parliament the other week, in a Committee Room, listening to a lot of promises being made by the LINK ATM Network. The promises boil down to the claim by LINK that they will never let any town be without an ATM. Do you remember the “we won’t close the last bank branch in town” promise? It didn’t last - and nor will LINK’s. I have been in C...

/payments /inclusion Financial Services Regulation

Ron Delnevo

Ron Delnevo Chair at UK Cash Supply Alliance

How Can We Avoid Missing LINK?

The LINK UK ATM Network announced a few months ago that it planned to reduce ATM interchange by 20% over 4 years. This move stunned many observers because LINK interchange is calculated each year using a transparent cost-recovery formula, which was approved by UK Regulatory Authorities well over a decade ago. The essence of the argument put forward...

/retail /inclusion Financial Inclusion

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