Join the Community

21,899
Expert opinions
43,919
Total members
442
New members (last 30 days)
184
New opinions (last 30 days)
28,650
Total comments

Latest expert opinions

clear
clear

1223 Results from 2024

Ben O'Brien

Ben O'Brien Managing Director at Jaywing

The PRA's SS4/24 and Basel 3.1 IRB: What firms need to know

UK banks face significant changes to regulatory capital requirements under the Basel 3.1 framework. The PRA’s recent publication, PS9/24, sheds further light on these changes but also brings new challenges for firms working to meet compliance standards. In this post, we’ll focus on the IRB part of the ruleset, detailing the essential steps firms ne...

/regulation

Ben O'Brien

Ben O'Brien Managing Director at Jaywing

DCA redress: Key steps for motor finance firms post-landmark ruling

With the FCA’s ongoing investigation into Discretionary Commission Arrangements (DCAs) and pivotal updates expected in May 2025, a recent Court of Appeal ruling has further shifted the balance in favour of consumers. On 25th October, the court declared the use of 'undisclosed commission' in motor finance contracts unlawful. This landmark ruling wil...

/regulation

Ellison Anne Williams

Ellison Anne Williams CEO at Enveil

Protecting Data Privacy within an AI-powered Threat Landscape

It takes only a quick scan of daily media headlines to know we are collectively riding a wave of artificial intelligence. But, for all the benefits that come with AI — and there are many — there is also a downside to consider, especially in the business arena. While AI is helping make financial institutions smarter, faster, and more efficient, it ...

/ai /security Artificial Intelligence and Financial Services

Klaas Stijnen

Klaas Stijnen Co-Founder & Co-CEO at Montoux

Are actuaries getting left behind? The ‘double hurdle’ to innovation

The pressure on actuaries today is relentless: growing regulation, cost pressure and a market hungry for smarter, more competitive pricing and products. The answer seems obvious - leverage the best technology to do more with less (or even just keep pace!). But innovation isn’t just a matter of ‘wanting it’; platform modernization comes with a uniq...

/regulation /predictions

Vinothkumar Kolluru

Vinothkumar Kolluru Senior Data Scientist at Fractal Analytics

AI-Driven Analytics: Transforming Customer Engagement and Marketing in Retail Finance

The current trend in the financial services industry is using AI technology, which enhances the services provided. Rivalry within the industry forces companies to seek more efficient marketing strategies while maintaining decent customer relationships as they shift their focus from traditional to modern strategies. Investments in AI technologies e...

/ai /startups Artificial Intelligence and Financial Services

Francesco Fulcoli

Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone

Autumn Budget 2024: Laying the Foundations for Economic Stability and Growth

The Autumn Budget 2024, presented by Chancellor Rt Hon Rachel Reeves , represents Labour’s return to power and is aimed at economic reform, investment in public services, and strengthening support for working families. Here, the budget’s major areas, offering key details, percentages, and figures that reflect the government’s fiscal vision and co...

/inclusion /markets Fintech

Damien Dugauquier

Damien Dugauquier Co-Founder & CEO at iPiD

Why Banks need an Innovation/Partnership team!

If you are connected with too many payment geeks like I am, your LinkedIn feed has been flooded these days with highlights from Sibos. Next week, expect posts from Money20/20 in Vegas, the HK Fintech Festival, and the Singapore FinTech Festival, often from the same people. Have banks and fintechs become natural partners? Are banks now innovation l...

/payments /sibos

Kyrylo Reitor

Kyrylo Reitor Chief Marketing Officer at International Fintech Business

Top 5 jurisdictions to obtain EMI license in 2025

The European Payment Services Directive (PSD2) has ignited a fintech revolution across Europe, spurring the growth of Electronic Money Institutions (EMIs). As fintech companies seek to capitalize on this opportunity, understanding the most conducive jurisdictions for obtaining an EMI license is paramount. In 2025, these five European countries sta...

/payments /regulation Financial Services Regulation

Kaustuv Ghosh

Kaustuv Ghosh CEO at Nxtgen Payment Infra.

The Climate Change Challenge for Fintech

There is a new financial inclusion gap and that is due to extreme weather events. Fintech needs to address this, both to fulfil it’s often-stated goals as well as to remain relevant in the face of significant global changes. This requires a repurposing in order to become a deeper, more consequential actor in a rapidly changing world. How do we qu...

/payments /inclusion Asia Financial Services

Prashant Bhardwaj

Prashant Bhardwaj Innovation Manager at Crif

Digital Arrest: A New Frontier in Cybercrime and Its Ripple Effects on Consumer Trust

Digital arrest scams have emerged as a significant threat in the digital landscape, impacting consumer confidence and financial stability. These scams not only result in substantial financial losses but also erode trust in digital payment platforms, which is crucial for the growth of e-commerce and online banking. As financial institutions naviga

/security /crime Banking

Now Hiring