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Kaustuv's blog archive

2024 (3)
Kaustuv Ghosh

Kaustuv Ghosh

Founder at Prometheus Labs, Next Gen Infra.
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Bio Prometheus Labs is my family tech office, where I focus on digital assets, AI and tech research. Next Gen Infra is where I work with partners on the infrastructure of the future. Career History I built Opnfi, a SaaS platform for Pay By Bank. Prior to that, I founded one of the earliest crypto companies in Singapore(SendX on Stellar) and was SVP product for Matchmove, a MasterCard prepaid issuer and licensed remitter. Previously with NDTV(lots of digital firsts), Sybase 365(now part of SAP) as first India country manager and head of sales for AI as well as payments, NETS(AVP, Prepaid). Sinar Mas(SVP Mobile Commerce) and Orga(acquired by Redknee).


Asia Financial Services

Credit Opportunities And Near Misses

29 Mar 2024

A journey past a credit card sales counter is painful. The collateral on display is attractive, the offers very tempting. Take a holiday! Get a premium piece of luggage! Find discounts on everything! But like that ice-cream tantalizingly out of reach when you were a kid in the market, it is verboten for some. "Give us a salary slip after 12

Asia Financial Services

An Open Season- Super-Apps in the age of open banking

25 Mar 2024

Having traveled through Malaysia recently, I made heavy use of Grab. In Singapore, it is not necessary, of course. We travel by public transport and leg it when we want to eat out. But it is a boon to have a single app across countries and just get your card debited with the expense. When you are moving inside smaller cities or between towns, ther...

Banking Strategy, Digital and Transformation

Open Banking In The Global South

19 Mar 2024

Open Banking is under continuous discussion and implementation in OECD and European markets. This post provides a brief operator view from the Global South, a region of massive opportunity and diverse needs. I took the liberty of looking at the definition of Open Banking. First, with due acknowledgement to OBIE, UK-"Open Banking is a secure...


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