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How Open Banking, Accounts APIs, and BaaS APIs Are Reshaping Payments

In today’s fast-changing fintech world, APIs (Application Programming Interfaces) are at the core of innovation. They enable businesses to create efficient, personalized financial solutions by connecting platforms, automating processes, and driving collaboration. This guide explores three key types of APIs—Open Banking, Accounts APIs, and BaaS

Fintech innovation and startups

Retired Member

Retired Member 

Is Compliance Automation the Possible Solution to Europe Over-Regulation?

The Gloomy Outlook for the European Economy The EU economy is facing long-term troubles, a consensus recently echoed by the media and European politicians. Following GDP growth of just 0.3% in 2023, the EU’s annual GDP growth for 2024 continues to struggle between 0.2% and 0.4%, on the edge of a recession. Compared to the 2.5% GDP growth in the

/ai /startups Innovation in Financial Services

Retired Member

Retired Member 

Forming an LLC for Crypto Transactions: Privacy and Liability Benefits

Forming an LLC for crypto ensures anonymity, liability protection, tax benefits, and financial segregation for digital asset transactions. Secure your crypto dealings today! Excerpt of Forming an LLC for Crypto Can Provide Additional Anonymity for Digital Asset Transactions Forming an LLC for cryptocurrency transactions is a strategic approach for ...

/crypto Cryptocurrency Insights

Retired Member

Retired Member 

Artificial Intelligence (AI) and Software-Defined Radio (SDR)

Artificial Intelligence (AI) and Software-Defined Radio (SDR) are two cutting-edge technologies that, when combined, can significantly enhance how we interact with and process wireless communications. AI can bring intelligent analysis, automated decision-making, and predictive capabilities to the flexibility and wide applicability of SDR systems. ...

/ai Artificial Intelligence

Retired Member

Retired Member 

The Transformative Journey of AI: From Early Analytics to Industry Revolution

In 2010, I had the opportunity to lead a groundbreaking project at Visa that would later be recognized as Visa Advanced Authorization (VAA). At the time, we called it the Real-Time Scoring Platform—a system leveraging advanced data analytics and what we now identify as machine learning. The platform was revolutionary in its ability to assess trans...

/ai /payments Artificial Intelligence and Financial Services

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Retired Member 

Advance Key Investment Strategies for Tax Efficiency

Tax efficiency in investments is crucial for optimizing returns and minimizing unnecessary tax liabilities. With strategic planning, you can align your portfolio to ensure your investments grow while keeping your tax obligations under control. This article explores proven strategies that cater to investors looking to balance financial growth and t...

/wealth Financial Literacy for Kids

Retired Member

Retired Member 

Funds Providers Enhancing Credit Accessibility for Small Businesses

Funds providers play a vital role in fostering economic growth by enabling small businesses to access the credit they need to thrive. By offering tailored financial solutions, streamlining application processes, and leveraging technology to assess risks accurately, these institutions help bridge the financing gap that often hinders small businesse...

/wealth Financial Literacy for Kids

Retired Member

Retired Member 

How Accounting Firms Can Address the Growing Threat of Social Engineering

Emerging threats for accounting firms have steadily risen over the years, with more and more business emails being compromised, leading to an annual loss of around $2.4 billion. Just a few months back, an accounting service based in Maine suffered a huge data breach that compromised personal information of over 1.1 million individuals. Unfortun...

/security /crime Exposing Financial Crime

Retired Member

Retired Member 

Counterparty Credit Risk Management Guidelines: Strategic Implementation Under Basel III

Formatted Text: Basel III Counterparty Credit Risk Management On November 20, 2024, the Basel Committee on Banking Supervision (BCBS) issued a press release following its meeting in Basel. The committee reaffirmed its commitment to fully implement Basel III and finalized new guidelines to strengthen banks' counterparty credit risk (CCR) managem...

/regulation /wholesale

Retired Member

Retired Member 

Beyond Borders: API Harmonisation as the Key to Financial Connectivity

Beyond Borders: API Harmonisation as the Key to Financial Connectivity By Dr. Ritesh Jain In the early days of open banking, I found myself at the forefront of discussions that were as challenging as they were inspiring. These conversations were about building a new financial ecosystem—one that put the customer at the centre, drove innovation, ...

/payments /inclusion Fintech

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