Join the Community

23,835
Expert opinions
40,601
Total members
401
New members (last 30 days)
203
New opinions (last 30 days)
29,231
Total comments

Latest expert opinions

clear
clear
Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

EUBWs are extremely important for NIS2

We all know that Business wallets are the only efficient way to counter fraud in banking - as discussed in the Mobey Forum meeting in Dublin today. We also know that Business wallets are needed to take AI-agents in use - also to take part in fight against cyber-crime costing 11 trillion dollars a year - and rising. We also now that PQC-capable bus...

/security /identity Digital Identity Management

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

HR departments should not wait – they should take Business Wallets into use right away.

I have not worked in HR but much with HR in the past - most intensively in Nordea Bank and TietoEvry. I have seen their roles as important in helping the business leaders to foster a culture where employees feel important, are properly compensated, get involved in strategy work from the outset and get upskilled in real terms. Too much

/ai /identity Personnel Management

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

How does the EUBW Trust Infrastructure support deployment of AI-agents?

I am repeating myself. But as AI-agents are mildly speaking hot - but not specifically mentioned by EUDI2 it should be lifted up that it - and especially its organisation wallets (EUBW) - ALSO provide the rails that make AI-agent deployment possible and legally meaningful. Here’s how EUDI2 supports AI-agents in practice: 1. Trusted Ide

/ai /identity Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

EUDI2 adopts the best technical elements of SSI

There may still be some confusion about SSI versus EUDI2. So with the help of ChatGPT: 1. What SSI (Self-Sovereign Identity) means Originally, SSI emerged as a philosophy + technical stack: individuals should fully control their digital identities without relying on central intermediaries. Technically, SSI often refers to decentraliz

/ai /identity Artificial Intelligence and Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Will the public sectors not use Business Wallets? They will..

It took some time to get the focus to organisation wallets - even if that should have been the starting point. Otherwise citizens wallets cannot get the critical mass of credentials needeed. Now - finallly - EU is driving the Business Wallet forcefully. This has led to many asking if the public sectors will not eat the dog-food Brussels is servin...

/ai /identity Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

About EUDI in relation to DID - and DIIP

1. Governance First, Tech Second The EU Digital Identity Wallet (EUDI) is based on regulated trust frameworks: Member States, Qualified Trust Service Providers (QTSPs), and regulated conformity assessment bodies. DIDs, by design, are decentralized identifiers without a single root of trust. The EU didn’t want identifiers that anyone could spi

/ai /identity Artificial Intelligence and Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

About Trust Registries

In the EUDI-Wallet ecosystem, trust registries are critical building blocks of the Trust Infrastructure (TI). They provide the shared source of truth about who can be trusted to issue, hold, and verify verifiable credentials across the EU. Here’s a structured breakdown of their roles: 🔑 1. Establishing trust anchors Contain authoritative

/ai /identity Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

How does Metaverse connect AI-agents

Love this. Especially now that we must understand that only a rapid deployment of organisation wallets by public sectors and enterprises (EUBW) will lead to wallet usage by citizens. And this will enable deployment of AI-agents - a massive productivity improvement - and real metaverse progress. ChatGPT said: Great question — this is actually wh...

/ai /identity Artificial Intelligence and Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Here the original rambling version that ChatGPT shortened - all the way to Quantum risk

The big picture is getting much bigger. All the way to Quantum I started posting here long ago about payment automation and e-banking. Then about interconnecting bank customers with e-id, e-signing, e-invoicing and e-salary. Then about mobile banking and establishing the Mobey Forum in year 2000. I like to think that teamwork and networking around...

/ai /identity Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

The big picture keeps getting bigger – all the way to Quantum-safe Trust Infrastructure

I began posting here years ago about payment automation and e-banking. Then about interconnecting bank customers with e-ID, e-signing, e-invoicing and e-salary. Next came mobile banking followed by the establishment of Mobey Forum in 2000. Teamwork and networking around these innovations raised productivity and service levels quite considerably for...

/ai /identity Artificial Intelligence and Financial Services

Now Hiring