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Leo Lipis

Leo Lipis Chief Executive at Lipis Advisors https://www.lipisadvisors.com

What does the European Commission's proposed regulation on instant payments mean for the industry?

In October 2022 the European Commission (EC) announced a legislative proposal to make instant payments in euros available to all citizens with a bank account in the EU/EEA. In short, the EC proposal contains four major initiatives: All Payment Service Providers (PSPs) that already offer credit transfers in euros (excluding payment institutions an...

/payments /predictions SEPA and European Payments

Leo Lipis

Leo Lipis Chief Executive at Lipis Advisors https://www.lipisadvisors.com

2022’s Biggest Payment Trends: Instant Payments, Fraud, Strides in CBDCs, and XB Payments

2022 was a year of major announcements and developments in instant payments, digital currencies, and cross-border payments. The European Commission plans to mandate the adoption and regulate the price of real-time payments in Europe. As real-time payment systems are rolled out across the world, we’ve seen fraud migrate toward these systems, especi...

/payments /predictions Payments strategies 2015-2020-2030

Leo Lipis

Leo Lipis Chief Executive at Lipis Advisors https://www.lipisadvisors.com

What’s next for BNPL?

There has been a lot of news recently around Buy Now Pay Later (BNPL), such as Apple’s announcement of a BNPL solution, Revolut rolling out its ‘Pay Later’ product in Ireland, as well as proposed regulations in the UK. BNPL is certainly a hot topic in many markets, but some service providers have been struggling with issues such as valuation, whil...

/payments /predictions BNPL

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