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Sergio Artimenia

Sergio Artimenia CEO at Geomotiv

How Neobanks and Digital Banks Differ

The rise of neobanks and digital banks has revolutionized the banking industry. They offer innovative solutions and user-friendly interfaces that make managing your finances a breeze. Whether you prefer the simplicity of a neobank or the comprehensive services of a digital bank, there's no denying that these alternatives are changing the way we ba...

/payments /retail Banking

Sergio Artimenia

Sergio Artimenia CEO at Geomotiv

What are the downsides of Neo banks?

While neo-banks offer many advantages in terms of convenience and accessibility, it is important to weigh these benefits against the potential drawbacks discussed below. By understanding both sides of the coin, you can make an informed decision about whether neo-banks are right for your banking needs. Author: Sergio Artimenia, managing director at...

/retail /startups Banking

Sergio Artimenia

Sergio Artimenia CEO at Geomotiv

What Is Neobanking And How Does It Work?

In this article, I will explore the rise of neobanking and how it has become a game-changer in the financial industry. What makes neobanking so beneficial? How convenient, accessible and personalized are neobanks? What security measures are implemented by neobanks to ensure that financial transactions remain safe and secure? I will make a comparat...

/payments /retail Banking

Sergio Artimenia

Sergio Artimenia CEO at Geomotiv

How to get an Electronic Money Institution (EMI) license in Europe?

In recent years, the European financial landscape has experienced a significant shift with the rapid growth of electronic money institutions (EMIs). This has been fueled by the increasing demand for innovative and convenient digital payment solutions, as evidenced by the success of companies like Revolut and TransferWise. As a result, many entrepr...

/payments /retail Banking

Sergio Artimenia

Sergio Artimenia CEO at Geomotiv

Open Banking for Small Businesses

The significant changes in the way customers and businesses participate in the banking ecosystem are incoming. The emergence of artificial intelligence (AI) and machine learning (ML) in financial technology (FinTech) caused the opportunity to improve financial management systems for businesses. Advancements in technology made banking operations si...

/retail /wholesale Open Banking

Sergio Artimenia

Sergio Artimenia CEO at Geomotiv

Traditional Institutions in the Banking War: What Are the Chances to Win

The massive changes that take place in the banking sector are often portrayed as the intense competition within the industry, namely between progressive institutions and those considered traditional ones. Instinctively, being a "progressive" bank looks more appealing than being called a “traditional” bank. That is why it would look like m...

/retail /inclusion Disruption in Retail Banking

Sergio Artimenia

Sergio Artimenia CEO at Geomotiv

Project delivery: missed deadlines and what to do about it.

You've probably also come across a situation where you have everything you need to implement a project. However, you fail to deliver quality and timely software deliveries from sprint to sprint. Here's a story of my client. I was approached by a client who received investment for his startup, but could not launch it on time. Previously, when deve...

/devops /startups IT Metrics

Sergio Artimenia

Sergio Artimenia CEO at Geomotiv

Digital Platforms: Recovery Tool for SMEs in the Asia Pacific

While the COVID-19 pandemic continues to disrupt businesses worldwide, the importance of staying connected becomes all the more apparent for small and medium-sized enterprises (SMEs) across the Asia Pacific region. When post-pandemic recovery starts, digital platforms would become a locomotive to assist them on the road to revival and success. COV...

/retail /sustainable Banking Strategy, Digital and Transformation

Sergio Artimenia

Sergio Artimenia CEO at Geomotiv

Payment Trends Dominating Post-Pandemic

The payments sector saw record investment last year. This investment, coupled with the almost total everyday life digitalization, caused the sector to make a major step forward. Embedded finance, Buy Now Pay Later (BNPL) schemes, and incumbent-backed payment ventures are booming over the past year. But what payment innovations will go on to be in ...

/retail /inclusion Banking Strategy, Digital and Transformation

Sergio Artimenia

Sergio Artimenia CEO at Geomotiv

Evolution of banking from now and on

The pandemic caused a period of unprecedented turmoil and opportunity in the world around us. Markets including banking are changing faster in the past year than at any time before. Now, traditional and alternative financial institutions have to align products and services they offer with their customers' needs and expectations. The ultimate targe...

/retail /wholesale Banking Strategy, Digital and Transformation

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