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4482 Results from /regulation

Gerard Hergenroeder

Gerard Hergenroeder Retired IBMer and Banking Executive at Payments Shark

The repeal of Dodd-Frank will create a flury of innovation in the U.S.

Dodd-Frank legislation created a heavy compliance burden for financial insititutions. Hundreds of billions of dollars have been spent on compliance and fines. Most banks' IT budgets today have a ton of compliance projects. Some banks are spending 35% to 50% of their IT budget on compliance alone. Aside from the IT spend for compliance the number o...

/regulation

Retired Member

Retired Member 

Always on, always prepared: the cyber security questions FS organisations need to ask

Financial institutions continue to grapple with the ever increasing complexities of cyber security. As online services across all channels grow, so does the security risk. The underlying questions are - how do organisations modernise the legacy platforms that were not designed for the open, connected world of today’s demanding consumer base, and p...

/security /regulation

Retired Member

Retired Member 

The Bank of England - SONIA Reforms

The Bank of England (BoE) has recently published a consultation paper on reforming the Sterling Overnight Index Average (SONIA) benchmark. It had conducted a similar exercise, albeit exploratory, as a public consultation in Q3-Q4 of 2015 with the objective of monitoring the sterling overnight money market and reforming the SONIA benchmark. The out...

/regulation Financial Services Regulation

Miloslav Hoschek

Miloslav Hoschek Freelancer at e-Silk Road, NGO

Are Sleeping Beauties in CE Europe Ready for PSD2 and GDPR Count Down?

The new General Data Protection Regulation (GDPR) is a new banking charter protecting personal data and will have a legal impact all entities trading with European citizens from May 2018. Banking Advanced Authentication – support strong and risk authentication needs with technology implementation from the leading vendor, Banking API Management and ...

/security /regulation Payments strategies 2015-2020-2030

Anne Plested

Anne Plested Regulation at ION Markets

ESMA sets a date for SI compliance

Intended to promote practical convergence and common supervisory approaches and practices, like EMIR and MAR before them, the MiFID II Q&A is fast becoming a favourite on my browser. In its recent Q&A on transparency topics, for example, ESMA has clarified for those firms wondering if, when and how to become a systematic internaliser (SI) ...

/regulation

Retired Member

Retired Member 

Brexit: What now for London fintechs?

It is not yet clear exactly how the decision to leave the EU will affect London’s financial services industry, but what we do know is there will be a significant impact. Uncertainty over remaining in the single market abounds, and is putting pressure on fintech businesses of all sizes – from early stage startups to the City’s biggest players. One ...

/regulation

Reghunathan Sukumara Pillai

Reghunathan Sukumara Pillai Consultant at Infosys

Will Digital Banking Increase or Reduce Regulation?

In the initial stages of banking, clear guidelines, acts and frameworks were required for customers to transact with the banking system. Regulations were required to frame rules to prevent money laundering, institute measures to avoid fraudulent transactions, protect and control the country’s foreign exchange, protect customer interest .Regulation...

/regulation

Retired Member

Retired Member 

Transaction Laundering: Unreported Ecommerce On the Rise

Criminal activity, including fraud, is ancient. But there is a type of merchant-based, online fraud relatively new to the payments industry. Known as Transaction Laundering (TL), this form of fraud is spreading quickly, often undetected by Merchant Service Providers (MSPs), including payment processors and acquiring banks. MasterCard defines TL ...

/payments /regulation

Chris Day

Chris Day Partner at Perdl

BCBS 239 - Semantics and lineage

The road to semantic discovery within the G-SIB's and prospective D-SIB's seems to be yielding little in the way of reward. More often than not, only a handful of business terms have been found and their definitions agreed upon. I find this all too perplexing and the excuses I hear are just frankly excuses. To speed things up, we have to look outwa...

/regulation

Retired Member

Retired Member 

CFTC’s Issuance of Foreign Boards of Trade Permits

The CFTC announced on October 31st, 2016 that they issued Orders of Registration to the following Foreign Boards of Trade (FBOT): Eurex CME Europe Limited ICE Futures Europe The London Metal Exchange London Stock Exchange We congratulate these exchanges on their newly acquired Orders of Registration. These Orders of Registration will allow...

/regulation Financial Services Regulation

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