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4442 Results from /regulation

Retired Member

Retired Member 

Cybercurrencies and the need for regulation

Anyone with a pulse and the money to cover legal fees can issue a cybercurrency. Once the cybercurrency is created, however, brokers are needed to sell and make a market for it. Given cybercurrencies are an unregulated market, then there are few concerns over how much commission is paid to the broker. The bigger the commission, the greater incenti...

/regulation Financial Services Regulation

Retired Member

Retired Member 

Building An Agile Risk Management Function- Chief Risk Officer Soubhagya Parija and Breana Patel

At Bonova Advisory we interview Industry Thought Leaders, C-suite from large firms and Influencers on a variety of topics pertaining to Risk, Regulation, Corporate Governance and Digital Innovations. Last week, I had the pleasure of interviewing Soubhagya Parija Chief Risk Officer of nation’s largest public power authority New York Power Authority ...

/regulation Business Knowledge for IT

Richard Miller

Richard Miller Product Owner at RegDefy (MV37)

KYC, GDPR and DLT pt1: A Rocky Road?

Several years ago Blockchain and Distributed Ledger Technology (DLT) were going to solve all problems: from streamlining payments, to world peace! Since then, most have fallen away as not having the business case to support them, but a few use cases have stood the test of time. Know Your Customer (KYC) is one of these. There are many DLT based KYC...

/regulation Blockchain Observations

Martin Kisby

Martin Kisby 

From Profit Police to Strategic Imperative: the Changing Face of Credit Compliance

For any FCA regulated firm, the risk and compliance function is an essential and integral part of the business – but it wasn’t always that way. Martin Kisby, Head of Compliance at Equiniti Credit Services, explores the motivations behind the evolution of compliance functions in consumer credit firms. Risk and compliance departments, once held ...

/regulation /retail Financial Risk Management

Retired Member

Retired Member 

One year on and none the wiser

MiFID has achieved the rare feat of becoming a genericized trademark. In the same way that Xerox stands for copy machines in general, MiFID has turned into a synonym for all financial markets’ regulation. Thinking about its scorecard on its first birthday, whether MiFID II really is ground-breaking, or deserving remains debatable. However, there i...

/regulation /wholesale

Matt Smith

Matt Smith CEO at SteelEye

MiFID II - One Year On

We are close approaching the 1st anniversary of the most anticipated regulatory change in recent years – MiFID II. Sweeping into force on January 3, 2018 MiFID II brought with it a huge overhaul of the financial services industry that aimed to increase transparency, reduce costs for investors and clampdown on market misconduct in the financial ind...

/regulation Banking Regulations

Retired Member

Retired Member 

The regulation vs competition debate: Is it time for new business models?

As Autumn turned to Winter and the Christmas tree went up, I’ve found myself daydreaming of a European holiday somewhere sunny. Maybe it’s the Instagram feed full of friends on a sojourn to Italy, France, or Germany, or the constant barrage of Premier League adverts on the NBC Networks (Let’s Go Gunners!), but earlier this year it was something el...

/payments /regulation Trends in Financial Services

Anna Kuzmina

Anna Kuzmina Expert at Fintech

Russia wants to adapt its payment laws to market reality

“Central Bank of Russia takes control over foreign payment systems and e-wallets”, “Alipay and WeChat Pay will be restricted in Russia”, “Russian Central Bank will strengthen regulation towards Apple Pay and Google Pay” — these were the business news headlines after new amendments to payment laws were introduced to the Russian government last week...

/payments /regulation Banking Regulations

Marc Gratacos

Marc Gratacos Founder and Managing Partner at TradeHeader

Product categorization

With the pressures around regulatory compliance only continuing to intensify, the critical role played in the reporting of financial transactions by product category codes has come into ever sharper focus. Product categorization involves comparing products that may be structurally very similar in 99% of their features – it is the remaining 1% that ...

/regulation Financial Services Regulation

Retired Member

Retired Member 

Pushing forward against regulatory headwinds with artificial intelligence

Many regulations impact the way banks and financial services firms make commitments or conduct transactions with partners and customers. This means that they must find relevant contracts, review the affected language, and then make business decisions to revise or novate the contract, renegotiate commercial terms, or terminate to avoid non-compli

/ai /regulation Fintech

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