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773 Results from /predictions

Ben O'Brien

Ben O'Brien Managing Director at Jaywing

Reflections on risk: What 2024 taught us

As we reflect on the past year, it’s evident that 2024 presented both challenges and opportunities in risk management. In this post, we share key takeaways from the last year, offering insights that can help shape risk strategies for 2025. #1. Predictive modelling: Smarter decisions for safer lending Predictive modelling continues to advance as bus...

/predictions

Igor Kostyuchenok

Igor Kostyuchenok SVP of Engineering at Mbanq

Munich Security Conference and the Future of Tech

Munich Security Conference was a shock for some of the Europeans, although it shouldn’t have been. The so called liberal values have contributed to the creation of the new virtual reality with tens of genders, slash of free speech and cancel of the political opposition. What has been preached by the global liberal elites through the US government...

/markets /predictions

Scott Dawson

Scott Dawson CEO at DECTA

Musk, Trump and What’s Next in Payments

The first months of 2025 have passed so quickly that there is barely time to reflect. First there would be painful tariffs and retaliatory tariffs, now Canada and Mexico have ‘caved’, but really they agreed to do things that they are already doing. By the time you read this the story will have progressed so far that the news in the links abo

/payments /predictions

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

The Innovator’s Dilemma in Financial Services: A Decade of Fintech’s Evolution

A few weeks ago, I was discussing the challenges facing the Belgian company Agfa-Gevaert with colleagues. Once a cornerstone of the Belgian economy as a leader in photographic materials, the company now faces the repercussions of declining sales. Over the next three years, it plans to cut nearly 530 jobs. Agfa-Gevaert’s struggles symbolize a broa

/startups /predictions Financial Transformation

Igor Kozintsev

Igor Kozintsev Vice President at CMA Small Systems

ACH replacement – a way to optimize national payment infrastructure?

The modernization and extension of Real-time Gross Settlement (RTGS) systems, coupled with the deployment of instant payments systems (IPS) is diminishing the ongoing requirement for separate, batch-based automated clearing house (ACH) systems. This is particularly the case for those countries that handle relatively small daily volumes of retail p...

/payments /predictions Payments strategies 2015-2020-2030

Nkahiseng Ralepeli

Nkahiseng Ralepeli VP of Product: Digital Assets at Absa Bank, CIB.

Fake It Till You Blockchain It: How Tech is Taking on the Counterfeit Industry

Counterfeit goods are a global plague, infiltrating every industry from luxury fashion and electronics to pharmaceuticals and automotive parts. According to the OECD, with an estimated value of $500 billion annually, counterfeiting accounts for 2.5% of global trade, damaging economies, eroding trust, and, in some cases, putting lives at risk. Yet,...

/crypto /predictions

Erica Andersen

Erica Andersen Marketing at smartR AI

Rethinking AI: From Artificial to Assistive Intelligence

© copyright smartR AI 2025 Recently, while preparing for a talk about trust in AI, I had an epiphany. As I explored various use cases—some successful, others not so much—I realized we've been thinking about AI all wrong. The "artificial" in Artificial Intelligence has always felt a bit off, hasn't it? What if we thought of AI instead as

/ai /predictions Artificial Intelligence and Financial Services

Sergei Grechkin

Sergei Grechkin Chief Strategy and Risk Officer at AIFM Cayros Capital

Risk and portfolio management advanced approaches for Implementing Stochastic Correlation Processes

As global financial markets become increasingly interconnected, accurately modelling correlations between assets is essential. Traditional models often assume static correlations, which fail to reflect the dynamics of multi-asset portfolios in evolving markets. A stochastic correlation approach using copula functions offers a flexible alternative....

/predictions Financial Risk Management

Katherine Chan

Katherine Chan CEO at Juice

Fintech Predictions for 2025: What’s Next?

2025 is a defining moment for fintech. Indeed, the sector is innovating wildly, driven by embedded finance, alternative lending models, and AI; it's also being reshaped by new regulations and shifts in funding. The last year has been a real test of the resilience of financial services as investments start to tighten, economic uncertainty increases...

/startups /predictions Fintech

Nkahiseng Ralepeli

Nkahiseng Ralepeli VP of Product: Digital Assets at Absa Bank, CIB.

From Rock to Ledger: How Blockchain Could Reshape Mining in South Africa

This year’s Mining Indaba got me thinking—not just about the scale of South Africa’s mineral wealth but about the systems that underpin the industry. Mining is the backbone of the economy, contributing 7.5% of GDP and employing nearly half a million people, yet it remains impact—in part anyway—by inefficiencies, disputes, and opaque supply chains. ...

/crypto /predictions

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