5268 Results from /payments
Sam Boboev Founder at Fintech Wrap Up
Fintech in 2025 isn’t about flashy apps anymore. The era of cheap money and consumer buzz has given way to a focus on building the bedrock of financial services. As CB Insights warns, momentum has “shifted from the front end to the foundation” – think data plumbing, compliance robots, and payment rails – rather than another Curve or Revolut clone...
26 October 2025 /ai /payments
Nikunj Gundaniya Product manager at Digipay.guru
Nigeria is Africa’s biggest economy with over 220 million people, most of them young and tech-driven. Yet, about 36% of adults remain unbanked, which limits access to formal banking. And this gap presents a huge opportunity for banks and fintechs like you. But how can you bridge this gap, and with what? Well, here’s the answer. Prepaid cards bri...
24 October 2025 /payments /inclusion
Laurent Descout CEO at NEO Capital Markets
It’s that time of year again! Money20/20 USA is returning and promises to be bigger, bolder and more future-focused than ever. From October 26-29, over 11,000 from the money community are set to descend on Las Vegas’s Venetian Hotel to build influential partnerships, accelerate deals and explore the key trends driving innovation in fintech. This ...
23 October 2025 /payments
Dr Ritesh Jain Advisor at WorldBank
Programmability doesn’t replace access — it multiplies the value of access. That’s the simple but powerful idea behind India’s CD Token and similar initiatives: when money can carry rules, proofs and intent, we stop forcing people to fit into financial products and instead design products to fit people’s lives. Opening a bank account is necessary,...
23 October 2025 /payments /inclusion Innovation in Financial Services
Stanley Epstein Associate at Citadel Advantage Group
1. Introduction: What is a CBDC? A Central Bank Digital Currency (CBDC) is a digital currency issued directly by a country's central bank, such as the Federal Reserve in the United States or the European Central Bank. Unlike physical cash, which is anonymous, or commercial bank deposits, which are liabilities of private banks, a CBDC would be a di...
22 October 2025 /payments /regulation
Mandy Lamb Visa Europe’s Head of Value-Added Services at Visa
This October marks a pivotal moment for Europe's financial system, with the latest deadline in the EU's Instant Payments Regulation requiring all banks in the eurozone to send instant payments in addition to just receiving them. It's a technical milestone with transformative potential. Consumers and businesses will be able to move money across th
22 October 2025 /payments
Robert Kraal Co-founder and CBDO at Silverflow
History is full of products nobody asked for – New Coke, the Segway, Google Glass, the Amazon Fire Phone. Each launched with hype, only to become cautionary tales. The question everyone ends up asking is: who was this for? Too often, businesses think of a product before they think of a market. The payments industry is no different. Plenty of
20 October 2025 /payments /people
Chris Holmes Managing Director at PayTech Consulting
Accounts Payable (AP) has historically been a transactional engine for organisations. For some, this is still the case but there has been a marked shift in many organisations whereby AP has evolved from a back-office processing function into a strategic enabler of financial control, operational efficiency, and risk management. The importance of th...
20 October 2025 /payments
The global payments industry is navigating one of the most significant periods of change in its history. Driven by shifting consumer expectations and accelerating technological innovation, financial institutions are on a widespread digital transformation journey. The "Payments 2030: What’s Shaping the Future?" survey report, produced by ...
20 October 2025 /payments Innovation in Financial Services
Imagine your digital assistant doing your holiday shopping while you kick back. Sound futuristic? It’s already here. AI “agent” shoppers are browsing sites, comparing prices, and even checking out on our behalf. In fact, AI-driven traffic to U.S. retail websites surged over 4,700% in the past year. And 85% of shoppers who’ve used AI to shop say i...
19 October 2025 /ai /payments
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