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283 Results from 2010, /payments

Retired Member

Retired Member 

Day one at the International Payments Summit

The International Payments Summit (IPS) here in London kicked off this morning, and some of the usual themes have already come to the fore. It was no surprise that the straw poll by IPS of the delegates revealed that regulation will continue to be the most important business driver in 2010 as well as one of the biggest constraints to payment tran...

/payments

Elizabeth Lumley

Elizabeth Lumley Global FinTech Commentator at Girl, Disrupted

Collaboration is key - but does your data manager know?

Last Friday's afternoon chat with Enrico Camerinelli, senior analyst at Celent - Processes, People and Technology in Global Transaction Banking - talked about strategies for the development of global transaction banking departments in the midst of the credit crunch. The panel, which included representatives from HSBC, Swift, IT/2 and the Cranfield...

/payments /regulation Data Management 101

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Automating away a 1 billion cost in Finland?

The ministry of Employment and the Economy has published an extensive study on cost of administrative burden. Some quotes (my emphasis): "The aim of the study was to chart statutory information obligations based on legislation regulating financial reporting, and to assess the related administrative costs and burden imposed on enterprises. Adm...

/payments Innovation in Financial Services

Elizabeth Lumley

Elizabeth Lumley Global FinTech Commentator at Girl, Disrupted

EBADay 2010 - Luxembourg, here we come!

Finextra HQ has been a hive of activity around planning the upcoming EBADay - to be held on the 26th and 27th of May in Luxembourg. Registration is open and the agenda has been set. It should not be a surprise to many that this year the focus will be on the Single Euro Payments Area (Sepa) as well as the Payments Services Directive (PSD) and Sepa...

/payments /retail EBAday

Retired Member

Retired Member 

Dealing with International Fraud - a Few Basics

When we started looking for customers in the first payments startup I worked for, low hanging fruit were obvious. All you had to do to find them was look for a merchant's international shipping policy - or lack thereof - and continue from there. The value proposition we offered, where we would make final accept/decline decisions and insure them, w...

/payments /regulation Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Leading telco in Finland showing the e-invoicing way

Transparent, honest and just pricing gives consumers a chance to act in their own interest. Lower costs for service providers will sooner rather than later lead to improved cost – benefit. To the extent that the rationalization benefits shareholders it is important to remember that the largest shareholders usually are public and private pension sch...

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

It is not dematerialization

At the early stage of e-invoicing it was referred to as “dematerialization”. The benefits were seen as coming from not sending paper mail – but electronic mail. Now it has become very clear that the real benefits are in keeping the information in structural form (not de-electronizing it by printing or making it into a PDF-picture) and sending it as...

/payments Innovation in Financial Services

Retired Member

Retired Member 

The Cost of False Positives

Today, for the fifth time in as many months, my Debit Card was Blocked by my UK Bank for suspect activity. I know exactly what the activity is, its the same activity that happened the first time and every time subsequently. Every time it occurs I make a point of talking to their Fraud team - pointing out exactly what their "Fraud Monitoring A...

/payments

Retired Member

Retired Member 

New York under zero: some thoughts on the Engage! Expo

"If there are any Mattel engineers in the audience, the astronaut Barby's space suit is not crash proof" (loose paraphrasing on Will Wright's keynote) Yep, the keynote was entertaining and Engage brought a lot of vendors to snowy New York's Javits center. The two day event, though a bit low on developers, had a few interesting sessions a...

/payments /regulation Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

New high quality report from Deutsche Bank

New report (will be translated to English soon) going deeper into the e-invoicing theme http://www.dbresearch.com/PROD/DBR_INTERNET_DE-PROD/PROD0000000000253980.pdf Deutsche Bank is certainly doing their part - but as the report notes - the network effect is needed - and that means all banks - just like payments.

/payments Innovation in Financial Services

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