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283 Results from 2010, /payments

Retired Member

Retired Member 

Transiting to open-loop contactless payments

If you don’t live in a large city, the revolution in mass transit payments that has taken place over the last few years may have passed you by. Cities as far apart as Melbourne, Beijing, London, Salt Lake City and Singapore have all introduced contactless smart cards for their transit systems. In these cities a single contactless transit card can ...

/payments Information Security

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Where do innovations come from?

Where do digital innovations come from? From investing in research? From investing in infrastructure? From investing in education? From investing in enterprises? Or from investing in speeding up adoption of existing digital services? I believe that all are important - but the most important is the adoption of the existing - because a fast adoption ...

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

All of Europe moving to equal treatment

The EU-commission proposal to simplify and unify - and thus speed up -migration to electronic invoicing – especially for SMEs – has now gained EU-wide support. A key element in the new VAT directive is equal treatment of paper and e-invoices. This developement has been in high demand from enterprises and is naturally especially gratifying for the 3...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Time to advance payments filtering techniques

When you consider the payments filtering techniques used by banks a decade ago, advancements have clearly been made. But when you compare this to the real-time, high capacity capabilities found in the front office, AML compliance still has some way to go. All too often banks are having to dedicate vast amounts of manual resource to their filtering...

/payments

Retired Member

Retired Member 

Payments Dynamics - Velocity vs Pressure

Fluid Dynamics has a lesson for Payments Industry. When fluid velocity increases, fluid pressure decreases. This scientific principle - Bernoulli Prinicple - is foundational in Fluid Dynamics which lead to inventions and applications in later phases. Since funds can flow, it is fluid. So Fluid Dynamics principles are equally applicable for Paymen

/payments /regulation Innovation in Financial Services

Retired Member

Retired Member 

Life is strange. And so is SEPA.

As we dally in Europe with double-dip recession or recovery, and the Greek financial woes, life is indeed strange at the moment. And so is our attitude towards SEPA. There’s a poignant old expression: “All dressed up and nowhere to go” and that seems so apposite for SEPA. Here we have a gleaming new set of payment highways across Europe and the me...

/payments /wholesale

Retired Member

Retired Member 

The unsustainable filtering model in payments

Within the payments industry I see an unsustainable model forming. Volumes of payments that need to be scanned are on the up. There have been several new regulations recently such as those set out by NACHA in the US, SEPA in Europe and similar schemes in Canada and elsewhere around the globe. These will force many banks into having to scan new tr...

/payments

Retired Member

Retired Member 

Visa and Wells' alerts: networking for safety and trust

The power of the alerts announcement from Visa and Wells is all about the 'network effect', that dot.com-era label for networks gaining in import as they gain in size and diversity of content. When EBay acquired PayPal, what was overlooked by observers is the network effect of the underlying fraud-analytics and commerce databases, working in tande...

/payments /regulation

Retired Member

Retired Member 

Innovation through loyalty in mobile payments

With smartphones now having the bandwidth to handle sophisticated payment transactions, I see this as the year when mobile payments will really start to take off. This is down to the tremendous growth opportunity in mobile payments, not only for banks wishing to capitalise on the ubiquity of the mobile phone, but also for operators to offer their ...

/payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

einfach, effizient, sicher..

Elektronische Rechnungsabwicklung – einfach, effizient, sicher Thorough report for the most important market - with a 54bn€ savings potential according to Deutsche Bank Research. http://www.ecommerce-ostbayern.de/download/ERechnung/teil1/Rahmenbedingungen_und_Marktueberblick.pdf

/payments Innovation in Financial Services

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