5041 Results from /payments
Nikunj Gundaniya Product manager at Digipay.guru
If you are a fashion retailer, you are always in search of how to enhance the customers’ experience. Customers today are spoiled and demand convenience and personalization, and these are not niceties – they are necessities. Of the technologies that address these expectations, mobile self-checkout is one that can be considered effective. This syste...
23 January 2025 /payments
Retired Member
The closure of Zing, HSBC's international payments app launched just last year, is both disappointing and unsurprising. In an era where Wise and Revolut continue to disrupt traditional banking, Zing’s failure highlights several important lessons for banks trying to remain relevant in the evolving fintech landscape. Let’s break this down. The Challe...
23 January 2025 /payments /startups Fintech
Todd Clyde CEO at Token.io
Customer Experience: The Key Battleground Intended to accelerate the rollout of real-time payments in Europe, the EU’s Instant Payment Regulation (IPR), which came into force on 9 January 2025, requires European banks to be capable of receiving instant payments (SEPA Instant). Looking ahead, Europe's real-time payments revolution reaches another t...
21 January 2025 /payments /predictions
Oleg Chanchikov CEO at CapyGroup
Embedded finance has entered our lives and it has changed how we interact with non-financial platforms. We as clients benefit from improved customer experiences, and easy payment systems, and for business owners such solutions can turn into a new revenue stream. However, the adoption of embedded finance solutions is not without challenges—some imp...
20 January 2025 /payments
Kristaps Zips UK CEO at payabl.
The UK’s National Payments Vision, unveiled in the Chancellor's Mansion House speech on 14 November, signals a transformative shift in the payments landscape. Spanning 40 pages, it outlines an ambitious strategy to position Britain as a global leader in retail payments innovation. If you’re in payments, fintech, or simply interested in how we mov
20 January 2025 /payments Payments strategies 2015-2020-2030
In an era where technology underpins progress, India’s journey in crafting and scaling its Digital Public Infrastructure (DPI) offers a blueprint for transformative growth and inclusion. The ambitious vision—spanning Aadhaar, Unified Payments Interface (UPI), DigiLocker, and emerging frameworks like the Ayushman Bharat Digital Mission (ABDM)—refle...
20 January 2025 /payments /identity Fintech
Paul Speirs Managing Director of Consumer Information Services at Experian UK&I
Open banking is a vital part of the modern financial landscape, and this year holds particular significance for its advancement. This month marks the seventh anniversary of the UK's adoption of PSD2, the framework that supports open banking across the European Union. Additionally, the Data (Use and Access) Bill is moving through Parliament, furthe...
17 January 2025 /payments /retail
As the global economy becomes increasingly digitized, the importance of seamless and secure online transactions cannot be overstated. Payment gateways have emerged as the backbone of modern commerce, facilitating efficient, secure, and scalable financial transactions across industries. This post delves into the critical role of payment gateways in...
17 January 2025 /payments /crypto Innovation in Financial Services
Scott Smith Co-founder at Fizz
In the wake of the 2009 Credit Card Accountability, Responsibility, and Disclosure (CARD) Act, college students found themselves in a peculiar financial predicament. While the intention behind the Act was good—protecting young adults from predatory lending practices and mounting credit card debt—it inadvertently created a significant barrier for s...
16 January 2025 /payments /startups Financial Inclusion
Ugne Buraciene Group CEO at payabl.
It’s amazing that Open Banking, once a visionary concept, is now celebrating its seventh anniversary. When it launched in the UK in 2018, its mission was clear: to transform the financial services landscape by giving consumers and businesses greater control over their data, enhancing competition, and fostering innovation. Seven years on, it’s time...
16 January 2025 /payments Open Banking
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