Transaction banking

News/retail

Citizens delivers open finance payment features and direct deposit tools

In an exclusive interview with Finextra, Chris Powell, head of deposits and customer engagement at Citizens, reveals how open finance has powered simpler switching and streamlined mobile payments.

28 July 2025

News/payments

Australians embrace digital banking as digital wallet use surges

Australian consumers are adopting digital banking services in increasing numbers with 99.3% of transactions taking place over digital channels, including A$160bn in payments made via mobile wallets.

25 July 2025

Research/Transaction bankingEvent Report

Modern payments excellence: Exploring diversification of channels, orchestration, and regulation

25 July 2025 121 downloads

Research/Transaction bankingEvent Report

Cross-border payments as the next fintech frontier

18 July 2025 337 downloads

News/markets

Wise shares fall after Q1 earnings miss analysts' forecast

UK fintech Wise is counting the cost of falling short of analysts' expectations after its latest quarterly results triggered a sharp fall in its share price despite a solid financial performance that saw most metrics increase.

17 July 2025

Finextra TV/retail

How Rip-And-Replace Alternatives Help to Reimagine Banking

Sitting down with FinextraTV, Keith Redding, CRO, Universal Banking, Finastra discussed what it means to Reimagine Banking and why having the right technology is crucial in this new world.  As well as providing real-world examples, Redding describes how the future is more about progressive transformation than 'rip and replace' and how this approach can help banks turn challenges into opportunities.

17 July 2025

News/payments

ISDA and Ant International call for common industry framework for asset tokenisation

The uptake of tokenised bank liabilities and shared ledgers in transaction banking services could lower cross-border currency costs by 12.5%, saving businesses more than US$50 billion by 2030, according to a report by the International Swaps and Derivatives Association (ISDA) and Ant International.

03 July 2025

Research/Transaction bankingImpact Study

Case Management: The key to revolutionising cross-border payments

25 June 2025 304 downloads

Research/Transaction bankingFuture of Report

The future of payments in major global markets: A mid-decade review

23 June 2025 557 downloads

News/payments

Tensec raises $12m to become Stripe for global trade

Tensec, a startup founded by ex-Rapyd, Meta, and Goldman Sachs executives, has raised $12 million in seed funding to take on the $190 trillion B2B cross-border payments market.

18 June 2025

Finextra TV/payments

Cross-border Operations: The Cost of Doing Nothing is Higher

In the middle of a busy EBAday 2025, Anastasia Serikova, VP, Head of Visa Direct Europe, Visa joined the FinextraTV studio to discuss current models within cross-border operations. Listing some of the alternative options to enable financial inclusion - mobile wallets, local currencies etc - Serikova explains the way that cross-border solutions are growing and giving more organisations the capability to participate. Amidst such innovation, she says, the cost of doing nothing is higher than the cost of the project itself.

13 June 2025

News/retail

LHV survey: Digital banks should pass savings from not operating physical branches to consumers

As the cost-of-living crisis continues, new research from LHV Bank reveals that 46% of UK adults are struggling to save regularly, despite reported income increases for nearly a third of the population.

06 June 2025

News/retail

UK fintech Tide eyes unicorn status

Tide, the UK-based business banking fintech, is reportedly in talks about a funding deal that would make it the UK's next unicorn.

02 June 2025

News/payments

Smarter, faster, still relevant: Experts weigh future of US payment systems

Nacha’s Smarter Faster Payments conference in New Orleans highlighted the growing momentum behind real-time payments, emphasising their transformative potential across commercial and technological verticals. Yet, amid this digital shift, sessions also acknowledged the enduring relevance of traditional rails like wire transfers, ACH, and even cheques - each facing its own modernisation challenges.

30 April 2025

News/payments

Nacha and JP Morgan's Kinexys collaborate on account validation

US clearing house Nacha is working with JP Morgan's Kinexys blockchain business to facilitate information exchange between their respective payment information networks.

28 April 2025

Research/Transaction bankingSurvey

Navigating the Nordic financial landscape: 2025 challenges and priorities

28 April 2025 342 downloads

Research/Transaction bankingFuture of Report

The Future of US Digital Payments 2025: ACH & Beyond

25 April 2025 392 downloads

News/payments

The 150 leading organisations confirmed to attend NextGen Nordics 2025

The Nordic region has long stood at the forefront of digital payments, open banking, and financial technology. This legacy of innovation continues at full pace with the return of NextGen Nordics, a premier event gathering the most influential players in the financial services ecosystem. Set against the dynamic backdrop of the Nordic fintech scene, the 2025 edition of NextGen Nordics on 29 April 2025 at the Münchenbryggeriet in Stockholm, Sweden promises to be the most impactful yet.

23 April 2025