Artificial intelligence

3974 articles tagged with this keyword

/ai

Bottomline introduces embedded AI agent for treasury and cash management

Bottomline, a global leader in business payments and cash management, has announced the forthcoming launch of an advanced AI agent integrated into its Global Cash Management and Payments Hub solution.

/crime

AFP: BMO, Affirm on deepfakes, downtime and demand for a crisis-ready culture

At AFP 2025 in Boston, Larry Zelvin, executive VP and head of the financial crimes unit, BMO; Sarah McMorris, CTP, lead, treasury operations, Affirm; and Marlys Green, director, treasury controller, PDS Health, took to the stage to explore the profound shift in the threat landscape due to AI-enabled cybercrime.

/ai

Worldpay unveils patent-pending AI-powered 3D Secure optimisation service

Worldpay today announced the launch of its innovative Authentication Optimization Service, a patent-pending solution designed to maximize payment approval rates and minimize unnecessary friction for merchants using 3D Secure (3DS) to authenticate payments.

/ai

PayPal integrates Mastercard Agent Pay into wallet

Mastercard's agentic payments platform is being integrated into PayPal's wallet to allow AI agents to complete transactions on behalf of users.

/people

UBS reshuffles top ops roles

Swiss bank UBS has announced a series of changes to its executive team including a reshuffle of its operations and technology roles.

/wealth

Stratiphy opens crowdfunding campaign

Wealth management platform Stratiphy has launched its latest crowdfunding campaign on Crowdcube.

/ai

Prospero.ai and Finimize partner to bring institutional-grade AI insights to retail investors

Prospero.ai, the award-winning AI-powered investing platform helping retail investors trade like professionals, today announced its third partnership with Finimize, one of the world's largest retail investor communities globally (1m+) that empowers retail investors with concise insights from world-class analysts.

/ai

Innovating with AI: How to Improve and Extract Value From Federated Data

In Frankfurt at Sibos 2025, Akber Jaffer, CEO, Smartstream spoke to FinextraTV about on-going conversations around AI innovations and their strategic rebrand to be more data-centric. As part of this conversation, Jaffer described how many institutions have federated data that requires improvement, and a renewed focus on data hygiene in order to keep up with innovation needs. Jaffer creates a picture of an industry ready for progression and with the tools to succeed, but requiring dedicated focus on ensuring existing sources of value are relevant for a new modern era.

/ai

Natural raises $9.8m to build agentic payments infrastructure

Natural, a fintech company building the infrastructure powering agentic payments, announced its emergence from stealth driven by a $9.8 million seed round.

/regulation

Why Operational Resilience Starts with Smart Regulation and Smarter Technology

At Sibos 2025 in Frankfurt, James Hollands, CRO, Smartstream discussed the impact of evolving regulation, particularly DORA, on operational resilience and vendor accountability. He emphasised the need for firms to identify, prioritise, and resolve vulnerabilities while maintaining transparency across subcontractor relationships. Hollands also highlighted how rapid market shifts and emerging payment rails demand flexible, interoperable platforms. By leveraging machine learning for reconciliation and exception management, it enables firms to integrate their preferred large language models for AI-driven workflows. His advice: embrace AI responsibly, ensuring it’s embedded in a way that supports compliance, agility, and operational efficiency.

/ai

IBM and Groq partner up to accelerate enterprise AI deployment

IBM and Groq today announced a strategic go-to-market and technology partnership designed to give clients immediate access to Groq's inference technology, GroqCloud, on watsonx Orchestrate – providing clients high-speed AI inference capabilities at a cost that helps accelerate agentic AI deployment.

/startups

OneAM raises $4.7m to unlock early pay for suppliers

OneAM, the category-defining early pay solution for a $4 trillion segment of the U.S. economy, today announced it has raised a $4.7 million seed round led by TTV Capital, with participation from Correlation Ventures, ThirdStream Partners, and early-stage private investors.

/payments

Innovation in Payments: Analytics, AI and PaaS

At Sibos 2025 in Frankfurt, Nadish Lad, Global Head of Product and Strategic Business, Volante Technologies spoke with FinextraTV about the changing face of payments, from AI to PaaS solutions. Detailing his three key use cases for AI in payments, across exception handling, smart routing and SLA management, Lad reiterates the fact that AI is not new and must now be viewed through the lens of what is the right use case for each business. Speaking to the evolution of PaaS, Lad explains the benefits of moving from a CapEx model to OpEx model, noting this change as more cost-effective and less cumbersome to manage.

/crypto

Pave raises $39m to build programmable bank

Pave Bank has raised $39 million in funding to scale what it calls the first "programmable bank" built for digital assets and the AI era.

/ai

"AI isn't a Magic Tool": Why Data Infrastructure Matters More Than Use Cases

Whilst at Sibos 2025 in Frankfurt, Charlie Platt, Managing Director, Banking, SAP FIoneer, described an AI environment that is looking at use-cases, but without enough consideration toward the data infrastructure that will support it. Platt reiterates the positives of use-cases and exploring the applications of AI, but warns that without a strong data foundation, AI cannot work in the way organisations will want it to. In his interview, he outlines how different forms of AI work in conjunction with other systems and advises organisations to view AI not as a magic tool, but as a technological system that requires quality input.

/ai

Paygentic raises $2m

Paygentic, which provides an all-in-one billing and payments platform purpose-built for AI-native and agent-driven products, has successfully completed a $2M pre-seed round.

/ai

Bank profits face $170bn hit from AI - McKinsey

Failure to adapt to consumers' increased use of AI could see banks lose as much $170bn, according to a report from McKinsey.

/regulation

How the Future of Finance Will Be Governed by Agentic AI and Trusted Data

Joining the FinextraTV studio in Frankfurt, Cyril Cymbler, Head of FSI - EMEA & Global Banking, Databricks explored the critical role of data governance in the age of agentic AI. With financial institutions facing increasing regulatory pressure, Cymbler emphasised that high-quality, well-governed data, along with metadata, machine learning models, and access controls, is essential for building trust and regulatory compliance. He described the shift from rule-based systems to sophisticated AI agents capable of managing other agents, enabling real-time decisions like credit scoring and fraud detection. Cymbler outlined three success factors for financial institutions: defining clear business value, anticipating risk, and streamlining processes. He concluded with three key recommendations: establish strong data governance, set structured AI goals, and ensure scalability of use cases—to unlock the full potential of agentic AI in financial services.

/Artificial intelligence

Scott Hamilton Contributing Editor at Finextra Research

Which banks are leading the AI adoption race in late 2025?