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stanley epstein
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Stanley Epstein

Associate
Citadel Advantage Group
Member since
09 Oct 2006
Location
Modiin
Followers
6
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0
Opinions
63
Long reads
0
Followed by John Sims, Martha Boyle and 5 others you follow
View Stanley Epstein's full profile

Stanley's opinions

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Stanley Epstein

The Agentic AI Revolution in Banking: Precision or Peril?

How next-generation AI will separate the precision-driven winners from the complacent giants of global banking. Executive Summary: Global banking has entered a historic paradox. Despite record-breaking profits in 2024, the industry’s market valuation remains stubbornly low — signalling deep investor scepticism about the sustainability of traditiona...

2 hours /ai Futuristic Banking

Stanley Epstein

The Agentic AI Revolution in Banking: Precision or Peril?

How next-generation AI will separate the precision-driven winners from the complacent giants of global banking. Executive Summary: Global banking has entered a historic paradox. Despite record-breaking profits in 2024, the industry’s market valuation remains stubbornly low — signalling deep investor scepticism about the sustainability of traditiona...

3 hours /ai Futuristic Banking

Stanley Epstein

The Stablecoin Paradox: Innovation or Impending Systemic Shock?

How the explosive growth of dollar-backed digital coins threatens credit creation, monetary sovereignty, and financial stability 1. The Rapid Rise of Stablecoins as a Systemic Consideration The meteoric rise of stablecoins is reshaping global finance at an astonishing pace. Once a niche digital asset, the stablecoin has evolved into a systemically ...

8 hours /regulation /crypto Innovation in Financial Services

Stanley Epstein

The Global Rise of Stablecoins: Market Dynamics, Policy Challenges, and Regulatory Pathways

Understanding how stablecoins are transforming Global Finance — and the urgent need for coherent, Cross-Border Regulation. 1. Introduction: The Emergence of Stablecoins as a Systemically Relevant Asset Class The global financial landscape is witnessing the rapid ascent of a new asset class: the stablecoin. With a market capitalization now soaring t...

08 November 2025 /payments /crypto

Stanley Epstein

The Positive Power of Negative Thinking

How Strategic Pessimism Builds Resilience in Risk Management and Life. For decades, the business and self-help worlds have been flooded with the gospel of positive thinking. We’re told to “stay optimistic,” “visualize success,” and “banish negativity.” Yet, in the world I’ve inhabited for close to forty years — operational risk management in bankin...

07 November 2025 Operational Risk Management

Stanley Epstein

The Illusion of Value: Why AI Valuations May Be Detached from Reality

Speculation, sentiment, and the search for intrinsic worth in an AI-driven market. Introduction: The New Gold Rush The surge in artificial intelligence (AI) company valuations has captured the financial world’s imagination. From chipmakers and model developers to data infrastructure startups, the market seems to be rewarding anything branded with “...

06 November 2025 /ai /predictions Innovation in Financial Services

Stanley Epstein

AI is disrupting Global Banking – What is going on?

A Strategic Analysis: Navigating the AI-driven disruption in global banking. 1. A Banking Industry Paradox: Peak Performance Amidst Pervasive Scepticism The global banking industry is currently defined by a profound paradox. In 2024, the sector achieved an unprecedented level of financial performance, posting record-breaking results that surpass th...

05 November 2025 /ai Futuristic Banking

Stanley Epstein

Europe’s Most Critical Operational Risk: The Cyber-Resilience Challenge Facing Banks

How cyber, ICT, and fraud threats have become the central focus of operational risk management in European banking Introduction European banks have entered a new era of operational risk exposure — one dominated not by rogue traders or faulty models, but by invisible adversaries in cyberspace. As digitalisation accelerates and financial institutions...

31 October 2025 /crime Operational Risk Management

Stanley Epstein

The Most Topical Issue in Fintech Today - Stablecoins and Tokenized Real-World Assets (RWAs)

Introduction: The New Core of Financial Innovation The global fintech ecosystem has entered a defining phase—one where hype is giving way to tangible transformation. Amid the noise of artificial intelligence, regulatory reform, and payments modernisation, one topic dominates every serious fintech discussion: the rapid rise of stablecoins and token...

30 October 2025 /payments /predictions Innovation in Financial Services

Stanley Epstein

Navigating the Next Era of Global Payments - A Strategic Analysis

Introduction: Competing Architectures in the New Payments Order The global payments industry stands at a decisive inflection point. For decades, the driving vision was clear — to build an interconnected world of seamless, borderless money movement. That vision is now being redefined. The pursuit of universal interoperability and efficiency has col...

29 October 2025 /payments Innovation in Financial Services

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Stanley writes about

  • artificial intelligence
  • payments
  • regulation & compliance
  • sibos
  • retail banking
  • wholesale banking
  • cryptocurrency
  • financial crime
  • predictions

Stanley's opinion archive

  • 2025 (18)
  • 2016 (2)
  • 2015 (3)
  • 2014 (2)
  • 2012 (2)
  • 2011 (2)
  • 2010 (4)
  • 2009 (17)
  • 2008 (12)

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  • Futuristic Banking

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