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Heather Lough

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Waracle
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Latest opinions

Heather Lough

Why banks need an API strategy to innovate

It’s open season in banking! Open API season. In today’s blog, we’re talking about all things ‘Application Programming Interfaces’ (more commonly known as APIs) and why they should be on your radar when it comes to your innovation strategy. Let’s start with a quick refresher on what APIs are, for the uninitiated. What are APIs? In its simplest form...

05 May 2021

Heather Lough

Payments – Why Visa’s foray into crypto matters

Visa announced on the 29th March 2021, that they had completed their first settlement transaction in USDC (a stable coin linked to the US dollar) on the Ethereum blockchain. Visa’s Chief Product Officer Jack Forestell said “The announcement today marks a major milestone in our ability to address the needs of fintechs managing their businesses in ...

05 May 2021

Heather Lough

How crypto held up a mirror to traditional investing

The headline sounds like another fevered diatribe about why decentralised cryptocurrencies are going to the moon on a hype train, but we aren’t going down that rabbit hole. Instead, we are going to explore customer experience, consumer empowerment and flexibility of products & services. Not what you expected, huh? Well, good. Let’s jump into w...

30 March 2021

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Heather writes about

  • artificial intelligence
  • people
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  • financial inclusion
  • cryptocurrency
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Heather's opinion archive

  • 2021 (8)

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  • Fintech, you get me!

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