Latest opinions that Gabriel Hopkins has shared on Finextra

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Gabriel Hopkins

Chief Product Officer

Ripjar

Member since

28 Oct 2021

Location

London

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Gabriel's opinions

Gen AI: A helping artificial hand for compliance teams

Through complex algorithms, Generative AI (GenAI) has been reshaping how we create content, including imagery, music, text, and video; greatly simplifying data processing and task performance. This technological advance not only saves time, effort, and money but is also a game-changer in enhancing operational efficiency and fostering innovation ac...

05 August 2024 /ai /regulation Exposing Financial Crime

A Year In, the Outlook for Generative AI in FS

Just over a year ago, ChatGPT launched. The excitement, anxiety and optimism associated with the new AI shows little sign of abating. In November OpenAI CEO Sam Altman was removed from his position, only to return some days later. Rishi Sunak hosted world leaders at the UK’s AI Safety Summit, interviewing Elon Musk in front of gathering of world ...

14 December 2023 /regulation /crime Artificial Intelligence and Financial Services

Adverse Media Screening: Shielding Reputations

In different regulatory jurisdictions worldwide, adverse media screening is increasingly being used to protect banks and other financial service providers from risk and associated penalties. These systems screen for negative media stories, and flag potential risks to companies such as predicate crime which may be indicative of money laundering or ...

03 October 2023 /regulation /crime Artificial Intelligence and Financial Services

Wirecard: Inside and Outside the Tsunami

There’s no shortage of articles in the press this week and last about the start of the prosecution of Wirecard executives for fraud, but how is it possible that such a large-scale fraud took so long to emerge? I first came across Wirecard in 2002. As has been detailed in Dan McCrum’s excellent book – they were an intriguing set of individuals. I ...

13 December 2022 /payments /crime Exposing Financial Crime

Turning the tide: How AI can support the financial crime battle against modern slavery

As recently as 2020, the Centre for Social Justice estimated that there were 100,000 or more modern slaves in the UK. And estimates suggest that globally indentured labour generates between $50-150bn. Criminal gangs use various sophisticated psychological, financial, and physical techniques to maintain control over their workforce. Often targeting...

21 June 2022 /regulation /crime RegTech

Opportunities for UK Challenger Banks to address AML Compliance

With their innovative products and services challenger banks have revolutionised the banking sector. They offer greater flexibility and choice to consumers, something that their legacy competitors are currently unable to match. Research shows that the value of the neo and challenger bank market will continue to grow rapidly, reaching an estimated ...

06 June 2022 /regulation /crime RegTech

Back IRL - Talking about Fintech and Marketing Trends - including Metaverse

It has been WAY too long! I may be a little late to the party, but I was really surprised at what a delight it was to be back in a crowded room full of people talking about the latest trends in fintech and marketing at the inaugural in-person FinTech B2B Marketing Conference. I never thought I’d be pleased to be handed another lanyard and goody ba...

03 May 2022 /regulation /crime Marketing in Financial Services

Time to Talk Turkey

With the constant barrage of news related to Covid-19, it is sometimes easy to forget about the complex geo-political world we live in and the difficult and seemingly intractable problems that fill it. One reminder of those complex problems came in late November with the inclusion of Turkey on the Financial Action Task Force (FATF) greylist along...

15 December 2021 /regulation /crime RegTech

Cryptocurrencies, Central Banks, Coffees and Cab Drivers

After decades of working in technology, I thought I knew about the latest tech trends, so it was surprising in 2015 or 2016 to get some advice from a taxi driver that I was missing out on investing in Bitcoin. He was driving a mid-range people carrier, which was not made out of precious metals, so I nodded and agreed and ignored him. I wonder wher

28 October 2021 /crypto /predictions Cryptocurrency Insights