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Kamal Misra

Senior Director, Head of Banking
Capgemini Invent India
Member since
08 Jun 2020
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Mumbai
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Followed by John Sims, Martha Boyle and 5 others you follow
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Kamal's opinions

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Kamal Misra

India's Financial Services Renaissance: Innovation and Inclusion expanding the Digital Perimeter

The Indian banking sector, once synonymous with barters, brick-and-mortar ubiquitousness, and bureaucratic nonchalance, is currently undergoing a momentous transformation. This metamorphosis is catalyzed by a confluence of factors: progressive regulatory reforms, a burgeoning wave of digitization, and the strategic integration of open banking and ...

23 February 2024 /retail /markets Open Innovation Ecosystem

Kamal Misra

Turn up the BaaS: How banks are rising to the occasion to embrace a discerning business model

Among the myriad tracks signifying evolutionary dynamics, mutualism finds resonance among researchers and biologists as an exploratory construct for behavioural validation. For the unversed, mutualism refers to relationships or interactions among species with each deriving a net benefit. Barter being a primordial habit has a significant biological...

19 February 2023 /retail /predictions Open Banking

Kamal Misra

Envisioning resilient treasury and cash management dynamics for corporate banking efficiency

In the corporate banking environment, treasury and cash management are closely aligned. Treasury management is amalgamated with corporate level decision making in areas such as strategic liquidity positions, deficit and risk mitigation, capital deployment. Cash management on the other hand, is down the order and predominantly concerned with managi...

28 May 2021 /wholesale /predictions Treasury Management

Kamal Misra

Recalibrating wealth management through 4 Ps - products, platforms, participants, principles

2020 has been a year fraught with a wild goose chase for fiscal sanity. As the global economy grapples with a massive instability owing to the Covid 19 pandemic, the Financial Services (FS) sector, in particular, seeks to trudge off the beaten track to rediscover value and substance. Leading banks around the world are undertaking restructuring and...

18 November 2020 /wealth /markets Trends in Financial Services

Kamal Misra

Direct to Customers - Will FS firms be upping the ante?

In the early days of computing, monolithic stacks of mainframe computers used to command an enviable proposition. Scores of scrunched up users waving punch cards had to fight it out to have their programs processed through an excruciating time-sharing system as computing resources were scarce. The advent of personal computers spawned an era of sel...

25 July 2020 /people /retail Banking Strategy, Digital and Transformation

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