Latest opinions that Dmitrii Barbasura has shared on Finextra

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Dmitrii Barbasura

Chief Operating Officer

Fintech Galaxy

Member since

29 May 2019

Location

Uae, Dubai

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Dmitrii's opinions

TPP identification via non-dedicated PSD2 interfaces

According to the RTS on SCA and CSC (Article 34. Certificates), payment service providers shall rely on eIDAS certificates for third party providers’ (TPPs’) identification. There are 2 types of PSD2 eIDAS certificates and each of them plays an important role: QWAC (qualified certificate for website authentication) - is used for website authenti...

21 August 2019 /regulation /retail Banking Regulations

Working with Technical Service Providers under PSD2

According to PSD2, regulated TPPs are allowed to access banks’ PSD2 interfaces. TPPs can choose whether to integrate with banks on their own or to rely on an aggregator - Technical Service Provider (TSP). Regardless of the chosen method, TPPs should identify themselves toward banks for security and traceability reasons. According to PSD2, such ide...

30 July 2019 /regulation Financial Services Regulation

Non-dedicated interface - is it really worth cutting costs now?

This is the second piece from a series of articles about non-dedicated PSD2 interfaces. While the first article lists the requirements imposed upon PSD2 interfaces and how banks can implement these, the second article covers the challenges of launching and maintaining a non-dedicated interface. In regards to technical requirements, there is no muc...

23 July 2019 /regulation Banking Strategy, Digital and Transformation

The requirements for non-dedicated PSD2 interface and how ASPSPs can meet them

This is the first piece from an upcoming series of articles about non-dedicated PSD2 interfaces. The scope of these articles is to describe to EU-based ASPSPs that have chosen to provide a non-dedicated interface - what are the requirements, how to meet them, and what are the potential challenges. This first piece will cover the requirements legal...

09 July 2019 /regulation /retail Banking Regulations

TPP identification challenge for ASPSP under PSD2

According to PSD2, the financial institutions that act as ASPSPs should have in place at least one interface for regulated TPPs (including other ASPSPs that act as TPPs) for identification and secure communication. Identifying themselves is mandatory for all TPPs that wish to get access to ASPSP’s sandbox, live API, and/or non-dedicated interface ...

30 May 2019 /regulation Banking Regulations