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Banking Strategy, Digital and Transformation

Latest thinking in respect to Banking Strategy, Digital and Transformation. Harnessing our collective wisdom to make banking better. Ambrish Parmar

Retired Member

Retired Member 

We all know about Open API’s, Open Banking but what about Digital Overlays?

Open API’s and Open Banking has been a hot topic for quite some time now, but very little has been said about Digital Overlays. What if I told you that Digital Overlays is the key to unlock the full potential of Open API’s and Open Banking. There are many banking initiatives underway that are driven by various factors, such as regulatory, innova...

/payments /retail

Matthew Williamson

Matthew Williamson Vice President of Global Financial Services at Mobiquity

Banking on lockdowns: The digital opportunity in COVID-19

Adapting to continual lockdowns The closure of bank branches demonstrates the true scale of COVID-19 and the shift in customer behaviour during the pandemic. Banks are now adapting and future proofing their business models in response to societal changes. The shift in customer behaviour has put increased pressure on banks to not only accelerate di...

/retail

Yuliya Barabash

Yuliya Barabash Managing Partner at SBSB Fintech Lawyers

World’s Leading Neobanks

The neobanking wave is sweeping all countries and continents, from the EMEA to South America. The term coined in 2017 means a new type of financial institution offering state-of-the-art, quick and flexible services directly available via a smartphone or messengers. The growth of neobanks peaked during the global anti-COVID quarantine. For instance...

/payments

Chris Holmes

Chris Holmes Senior Vice President at KAE Consulting

The state of FinTech: a recap of 2020 and a glimpse into 2021

2020 was a very challenging year for most industries, and FinTech was no exception. However, the FinTech industry seems to have weathered the storm that continues to ravage the globe. Below we discuss three of the main trends KAE identified as defining for the industry. Maintained growth & consolidation Following the outbreak of the pandemic...

/payments /predictions

Retired Member

Retired Member 

Building modern applications - what to consider around data, value and security

Fintech and banking teams today are building new applications or modernizing their existing ones, and they have to meet strict compliance objectives. At the same time, they want to deliver software innovations faster and more efficiently. To achieve this, software teams are using containers, microservices and APIs to decouple and modularize their ...

/security /cloud

Tim Simon

Tim Simon CEO at Madiston plc

How to get the Win-Win-Win back into Online Direct Lending

Part 2 - What needs to be done now to get Online Direct Lending (ODL) / Peer to Peer Lending (P2PL) back on track for compliance, profitability and sustainability? The first in this series of blogs, published on 26 January 2021, looked at "How and Why the Industry lost its way". We looked at developing sustainable / profitable business m...

/retail /markets

Yuliya Barabash

Yuliya Barabash Managing Partner at SBSB Fintech Lawyers

2021 Agenda: What Should be the Focus of Financial Companies in the Coming Year?

In-house “ecosystems”, D2C, competition for end-users, neobanking via messengers, solutions design for SMEs involving cryptocurrencies, upgrading of payment systems and cloud accounting. Those are the main global Fintech trends I have identified for 2021: Ecosystem creation The year 2020 showed us that global corporations still focus on creating ...

/wealth /markets

Venkatesh P

Venkatesh P Co-Founder and Director at Maveric Systems

Digitalization: The Future of Wealth Management

The wealth management industry is in the midst of a monumental shift due to changing demographics, the influx of new generation potential investors, transitional global scenarios, and most importantly the rampant digitalization. This pace of change has been long predicted but the pandemic has accelerated its adoption, providing continuous opportun...

/wealth /predictions

Andrew Beatty

Andrew Beatty Head of Wealth, Retirement & International at FIS

What's New in 2021?

Digitalization Becomes the Baseline! Last year, the financial services industry went into overdrive to keep businesses afloat and help customers in great need. Digitalization programs accelerated rapidly as innovation and adaptability rose to the top of the bank agenda. As self-development expert Brian Tracy reminds us, “It doesn’t matter where yo...

/retail /predictions

Akhil Rao

Akhil Rao Director at Nth Exception

How Exactly will ISO 20022 fix reconciliations?

Any TMS morning starts with updating and reconciling the cash positions across accounts by a daily upload of electronic bank statements (MT 940, 942..). This financial reconciliation focuses on balances and net credit and debit movements across the accounts and helps treasurers build an image of liquidity and dealing capital and other requirements...

/payments /retail

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