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Tim's blog archive

2021 (3) 2020 (3) 2019 (1) 2014 (1)
Tim Simon

Tim Simon

CEO at Madiston plc
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Bio Peer to Peer Marketplace Lending, with a highly configurable software platform available commercially to the lending markets across the world ( Live implementation on currently offers P2P unsecured personal loans funded by investors/lenders. Career History My first business was Quotient plc, providing software to the securities and banking market. Listed on London Stock Exchange in 1988, Quotient grew worldwide, sold in 1991 to ACT (later MiSys). The second, Mondas, floated on AIM in 1995 (now Corero). The current company is Madiston plc.


Banking Strategy, Digital and Transformation

How many people does it process a loan?

16 Feb 2021

The answer to the question above is: " close to zero as practical!" Full disclosure: we are massive advocates of automation. If you have read our earlier posts in this series, you will know that we believe that automation is the route to profitable, sustainable digital lending businesses. The role of skilled people is to monitor ...

Banking Strategy, Digital and Transformation

How to get the Win-Win-Win back into Online Direct Lending

02 Feb 2021

Part 2 - What needs to be done now to get Online Direct Lending (ODL) / Peer to Peer Lending (P2PL) back on track for compliance, profitability and sustainability? The first in this series of blogs, published on 26 January 2021, looked at "How and Why the Industry lost its way". We looked at developing sustainable / profitable business m...

Banking Strategy, Digital and Transformation

How to get the Win-Win-Win back into Peer to Peer Lending

26 Jan 2021

Part 1 - How and why has it lost its way? The key issues. In this series of blogs, I hope to show how the laudable aims of the Peer to Peer Lending (P2PL) industry can play their part in the profitable future of Online Direct Lending (ODL), with an industry-wide solution to benefit all players. First, we need to get to grips with the decisions ma...

Banking Strategy, Digital and Transformation

TRUST - our financial future depends on it!

16 Jul 2020

Is there any aspect of our lives that isn’t wholly dependent upon trust? Our relationships with our partners, family, friends, colleagues, suppliers of our goods and services, medics, law makers, governments, world leaders – all fundamentally rely on trust. With it, those relationships can be successful and productive. Without it, relationships...