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Amita Choudhary Marketing Manager at Princeton Growth Accelerator
Your credit score is one of the many numbers that can have a direct impact on whether or not your business will succeed for the next five years. This includes both your personal credit score and the credit score of your business, both of which need to be cultivated if you want to boost the amount of credit you have available. And that’s a good goa...
30 January 2021 /inclusion
Joris Lochy Product Manager at Intix | Co-founder at Capilever
You could argue that the main role of a bank is to increase the buying power of its customers, i.e. support their customers in increasing their assets. This can be through credits or investments. Both solutions make purchases possible, which can give a positive return in the future, i.e. an investment is a purchase of a financial product aiming to ...
08 December 2020 /retail
Retired Member
Even if a consumer fails to pay their debt, you shouldn’t stop serving them. Now, more Americans than ever have debts, as the statistics shows, which should not be a surprise whatsoever; in these challenging times, people seek to save more for a rainy day. At this point, lenders should preserve a top-level quality of the service and continuously de...
07 December 2020 /payments /wealth
Jonathan Westley Chief Data Officer, Experian UK & EMEA at Experian
We all love a subscription. Whether that’s bingeing on the latest box set available on Netflix or Prime, or enjoying a craft ale from your monthly beer box – the popularity of these services have grown significantly over the last decade. In fact, recent research revealed that the UK spends over £550 a year on new subscription services and signs up...
11 November 2020 /inclusion
Thomas Pintelon Head of Strategy at Capilever
With skyrocketing savings all over the world, an economic crisis is difficult to avoid as consumption drops and investments are generally postponed. While at first sight these unused savings seem to be a jackpot for banks in terms of increasing net interest income (= difference between credit interest payable, and debit interests receivable & l...
14 October 2020 /wealth /retail
Peter Davidson Business Consultant at Self Employed
While some countries are gradually easing lockdown measures (with some restrictions remaining in place), other countries, such as the United Kingdom or India, are extending coronavirus lockdown to better protect their population and stop the propagation of the virus. When Covid-19 quickly spread outside of China to the world earlier this year, m...
19 September 2020 /wealth /covid-19
With the way things have been moving around the world over the last year, many people have been looking at alternative ideas for their income and exploring new options. Apart from starting a business, investing in existing ventures is another popular idea that’s been enjoying a lot of attention. But of course, it’s something that has to be approac...
18 September 2020 /markets
Not so long ago statistics showed low adoption levels on Personal Finance Management (PFM) systems. Indeed, the 10-12% adoption rate can hardly be a strong motivation for banks to invest in PFM development. But the financial industry is changing, shaped by customers, who are looking for some financial coaching instead of financial education. I
03 October 2019 /devops
PFM, BFM, Financial Butler, Financial Cockpit, Account Aggregator… - Will the cumbersome administrative tasks on your financials finally be taken over by your financial institution? 1. Introduction Personal Financial Management (PFM) refers to the software that helps users manage their money (budget, save and spend money). Therefore, it is oft
28 August 2019 /retail
Keeping track of your budget is easier than ever in 2019, thanks to the various tools that have arrived on the market to fill this niche. However, the huge availability of products can be a bit overwhelming at times. If you want to keep your budget in check but are not sure where to start, here are some suggestions for great personal finance tools...
08 April 2019 /inclusion
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