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Fintech discussions and conversations around the development of fintech.
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Kartik Swaminathan Author - 3F: Future Fintech Framework & Founder at Fintastech (Fintech Consulting & Coaching)
Fintech is a highly regulated sector, and thereby many (or most) of the Innovation and new business models / propositions, depends on policies and norms from regulators. Historically financial regulators have been better focussed in terms of the policies on Financial Risks. Then with retail banking and branches, some focus started to come on Operat...
22 June 2022 /regulation /predictions
Retired Member
In 2009, former Fed chair, Paul Volcker, said that the ATM has been the only useful innovation in banking over the previous 20 years. How much innovation have banks done since? Does the current market downturn create an opportunity for them to catch up? I would argue so, yes. If they want to of course. Brendan Greeley, wrote in the FT over the wee...
22 June 2022 /startups /markets
Fahmid Kabir Product Evangelist at Protopia AI
Fraud: The New Language of Love Falling in love, for most people, can be the most exhilarating feeling in the world. But love also asks a lot of us, requiring the needs of others to be put before our own—a task that takes commitment, courage, and sometimes hardest of all: vulnerability. But what if someone abused that vulnerability? What if th
14 June 2022 /payments /crime
Pavlo Farb Security Engineer at Cossack Labs
You can often hear from me and my colleagues security engineers about the defense in depth approach to protecting the user data. Does this mean putting as many tools and security controls in your code or system as the whole market suggests? By no means. When speaking about defence in depth we mean that carefully chosen tools, controls, security po...
07 June 2022 /security /crypto
Tomas Campos CEO at Spinwheel Solutions Inc
While the 43 million student loan borrowers who collectively owe $1.6 trillion in school debt have received one more extension—this one until Aug. 31—reengaging this audience after a two-year payment moratorium will be challenging, to say the least. Add to that the lack of clarity around what the future holds for the private lending industry and s...
06 June 2022 /predictions
Ruslan Kolodyazhnyi Head of Wirex R&D, CTO at Wirex
Despite the collapse of the cryptocurrency market at the end of May 2022, DeFi services continue to be in demand among users in the long run. Financial institutions and banks need to prepare for the growing request for DeFi services and should consider gradually implementing DApps into their products. And there are several reasons why. Decentrali...
02 June 2022 /retail /crypto
Paul Marcantonio Head of UK/Western Europe at Ecommpay
Despite cryptocurrencies surging in popularity in recent years, even the most vocal Bitcoin advocate would have to concede that few people regularly use their digital coins to purchase goods and services, with many wary of using the peer-to-peer cash replacement through fears of extreme volatility. Although today cryptocurrencies are primarily vie...
31 May 2022 /crypto /predictions
Donica Venter
Historically, large banking institutions have always been somewhat on the back foot when it comes to innovation, holding off on innovation to see what is successful within smaller institutions or companies. Only once proven successful, deciding to roll out the new innovative feature or tech to their massive customer base. This strategy, however, i...
30 May 2022 /payments /inclusion
The word Metaverse is making highlights in last few months. Many leading organisations have created metaverse environments or become part of one. Metaverse is an immersive Digital environment (Virtual World) where you can interact and transact. For e.g. Visiting a virtual mall and making purchases, attending an event / conference, Gaming etc. So, m...
26 May 2022 /retail /predictions
Dynshaw Italia Chief Financial Officer at Soldo
Recently, ONS released its latest findings which showed that GDP grew by just 0.1% in February compared to 0.8% in January. From these figures, it is apparent that the cost-of-living crisis is now taking a hold not just on UK citizens but on its businesses – a shift that is likely to be the start of a prolonged period of weaker growth. If this dip...
26 May 2022 /payments /markets
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