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Fintech

Fintech discussions and conversations around the development of fintech.

Farouk Ferchichi

Farouk Ferchichi Group President, Envestnet Data and Analytics at Envestnet

We Must Accelerate Open Banking to Help Withstand Today's Economic Volatility

By Farouk Ferchichi We are living in an age of unprecedented uncertainty. Inflation has spiked to its highest levels in over 40 years. The federal funds rate is 32 times what it was just a year ago. Volatility is spiking across a range of markets from currencies to bonds. According to “The Intelligent Financial Life National Study,” conducted by ...

/wealth /retail

Nick Green

Nick Green Director at Purple Patch Broking Ltd

Case study: Why fintechs are turning to data benchmarking to cut costs

During economic uncertainty, fintechs and all other credit providers face a very different landscape. The real risk of global and national recessions means that net interest margins are wafer-thin. Business as usual (BAU) costs are unusually high. Ultimately thriving in an uncertain environment with shrinking margins, increasing competition, and d...

/regulation /retail

Inna Demchenko

Inna Demchenko Head of project at Bank

Domestic government bonds as an investment instrument in Ukraine

According to the statistics of National Bank depository, since the beginning of the war, Ukraine has raised about UAH 150 billion (about USD 4 billion in equivalent) through the sale of government bonds, which indicates a high level of trust in the state and faith in its future. Domestic government bonds are securities issued by the Ministry of

/markets

Geraldine Bouckaert

Geraldine Bouckaert Management Consultant at Be Shaping the Future UK

The Finance Department: an Often-overlooked Critical Function in a Scale-up

The rapid development of disruptive technologies in recent years has sparked an explosion in start-up activity. Thanks to the favourable investment climate we witnessed in the past few years, there is a trend of rapidly developing businesses across all industries, which are expected to continue to grow to meet consumer needs and to realise investo...

/people /startups

Emmanuel Dooseman

Emmanuel Dooseman Partner, Group Head of Financial Services at Forvis Mazars

How Traditional Banks Can Compete with Fintech Disruptors

Over the past few decades, nearly every industry has felt the impact of technology disruptors – and traditional banks are no exception. The introduction of fintech has revolutionized modern banking by providing efficiency, lower costs and more user-friendly services at users’ fingertips via their smartphones and computers. In 2021, record levels ...

/payments /cloud

Ekmel Cilingir

Ekmel Cilingir Chairman of the Supervisory Board at European Merchant Bank

5 lessons banks must learn from fintech companies

The value of the global financial technology (fintech) market was USD 112.5 billion last year. The same market is projected to grow threefold to reach USD 332.5 billion over the next six years. This growth is sending a clear signal to the banking sector: a new aggressive player has joined them at the poker table and, if they do not act, it will ta...

/retail /predictions

Dynshaw Italia

Dynshaw Italia Chief Financial Officer at Soldo

The inevitability of risk: why spend management is key for business in unpredictable times

Every company is subject to a degree of financial risk and the past few years has taught business owners, and their respective finance teams, that uncertainty is the new certainty. With supply chain issues, staffing shortages and the back and forth between office and remote working its understandable businesses can feel they are losing control. If...

/payments /startups

Penny Townsend

Penny Townsend Co-Founder & CPO at Qualpay

Platform as a Service: Not just another industry buzzword

Since the explosion of fintech over the last several years, the industry has been a breeding ground for buzzwords and acronyms. Terms like “BNPL”, “neobanks” and “open banking” showcase how the industry has evolved at a breakneck pace with new innovations emerging on a near daily basis. With so much transformation, it can be challenging to forecas...

/payments /predictions

Retired Member

Retired Member 

Polish crypto-authorization (Polish crypto-license)

Is Poland attractive as a jurisdiction for opening a cryptocurrency business? The Polish government, following other European countries (such as Estonia and Latvia), officially regulated entrepreneurial activity in the field of virtual assets last November. Now, entrepreneurs who have built a business on activities related to virtual assets (like c...

/crypto

Nick Green

Nick Green Director at Purple Patch Broking Ltd

Data benchmarking: A strategic approach to cost reduction for banks and fintechs

As we enter a downturn, credit providers are confronted by a landscape that looks and feels very different from before. The real risk of global and national recessions means that net interest margins are wafer-thin. At the same time business as usual (BAU) costs are unusually high for banks and fintechs. From IT investments to the cost of utilitie

/regulation /retail

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