Join the Community

24,380

Expert opinions

40,857

Total members

334

New members (last 30 days)

247

New opinions (last 30 days)

29,364

Total comments

Join Sign in

Financial Inclusion

The financial services industry has much to contribute to the UN and World Bank goal of full financial inclusion by 2020. This group will focus on industry contributions, ideas, barriers and enablers.

founded 27 Apr 2015

Graham Seel

Principal Consultant

BankTech Consulting

Join group Write an opinion

Joris Lochy Product Manager at Intix | Co-founder at Capilever

From Compliance to Controversy: The Global Rise of Debanking

In recent years, financial institutions have been making increasingly bold decisions about who they are willing to bank. The practice of debanking (closing or denying accounts based on perceived risk or unprofitability) has shifted from back-office policy rooms to the center of public, political, and legal debate. For example, the Nigel Farage–Co

25 November 2025 /regulation /inclusion

Prasoon Mukherjee Director | Head of Securities Services | GSC-India at Societe Generale Bank

GDP : The Mirage of Prosperity

In a world captivated by numbers, only a few other figures may command as much reverence as the Gross Domestic Product (GDP). Governments parade it, media drum-beat it, citizens drink it in like a badge of national pride. A single percentage point change can sway markets, shake cabinets, or shape electoral narratives. Yet ask a fundamental questio...

23 November 2025 /people /sustainable

Harsh Modi Research Analyst at Rupeezy

Behavioural Finance in SIPs: Using Nudges to Improve Investor Discipline

Systematic Investment Plans have become one of the most reliable ways for retail investors to build wealth through mutual funds. While SIPs simplify investing, the real challenge is not starting the SIP but staying disciplined through market cycles. This is where behavioural finance plays an important role. By understanding how people think about ...

20 November 2025 /people /inclusion

Anton Roe CEO at MHR

Building a high performing workforce: the finance leader’s guide to financial wellbeing

In today’s environment there is increased pressure on finance teams to be on top of their organisation’s bottom line, health of their balance sheets, and the investments that will drive long-term value. But this can sometimes mean people – who often face challenges that directly impact these metrics – are left behind in the list of the finance fu

02 September 2025 /people

Katherine Chan CEO at Juice

Beyond the Optics: Why Inclusion in Fintech Needs More Than a Policy

I’ve always believed that strong businesses are built by strong teams. Yet even in 2025, the tech and fintech sectors are losing talent faster than they can replace it; a reality that’s costing the UK billions and holding back long-term growth. According to the UK Government’s latest tech diversity report, women make up just 21 percent of tech ro...

27 August 2025 /startups /inclusion

Daniel Tan 🔥 Founder at FindTheLoan.com

Can Financial Inclusion Exist Without Regulations?

Access to credit is more than a financial service—it’s an engine for growth. It helps SMEs expand, create jobs, and fund innovation. But in Southeast Asia, where millions remain underbanked or underserved, “access” without transparency can quickly become exploitation. From ex-head of bank doing fake reviews to misused “as featured as" we

19 August 2025 /inclusion /crime

Rajat Deshpande CEO and Co- founder at FinBox

How are unique lending partnerships driving growth for savvy lender

Lending innovation in India is taking an interesting turn. While most headlines focus on flashy technology and customer acquisition numbers, some lenders are quietly redefining how credit reaches India’s MSME sector. A Chennai-based NBFC recently crossed INR 350 crore in monthly disbursals. It didn’t build another app or venture into something unu...

14 August 2025 /regulation /inclusion

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Inclusive Banking Begins Now: The Impact of the European Accessibility Act

On June 28, 2025, the European Accessibility Act (EAA) will come into effect across all EU member states. As part of the EU’s broader commitment to the United Nations Convention on the Rights of Persons with Disabilities (CRPD), which it ratified in 2011, the EAA aims to harmonize accessibility requirements across the EU. Its goal is to ensure eq

09 June 2025 /regulation /inclusion

Fernando Henrique Silva SVP Digital Solutions EMEA at CI&T

Why disability inclusion should be fintech’s next frontier

The fintech sector prides itself on disrupting the norms and assumptions that governed the traditional banking sector for decades. Whether it’s digital wallets, AI, or open banking, it’s fair to say that innovation is part of fintech’s DNA. But for a sector that prides itself on its customer-centricity and for being ahead of the curve, there has b...

14 May 2025 /ai /inclusion

Jason Linus Director Growth at Primesoft

Every Fingerprint Counts: Humanizing Finance Through Digital Identity

A grandmother in a rural village receives financial support from her son in the city through a simple fingerprint scan, no forms, no waiting, just dignity. A young girl in a quiet rural town, with dreams bigger than her surroundings, starts her own online business without ever needing to step inside a bank or prove her worth with paper documents.

06 May 2025 /inclusion /identity