SEPA and European Payments

Group founded 09 Mar 2007
Posts 69
Members 37
Group summary

The Single Euro Payments Area, the Payments Services Directive, the Eurosystem, TARGET2, STEP2, the Euro and related matters.

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Hubert O'Donoghue

PCI DSS Dos and Don'ts

PCI DSS Dos Secure your network, deploy firewalls and disable unnecessary services and protocols. Even if you are a Card Present merchant, you most likely have internet connectivity which may in...

12 Sep 2008
Hubert O'Donoghue

The need to get serious about PCI DSS

It seem like every second day we hear about another security breach or data compromise involving usually tens of thousands of card numbers and often additional and even more sensitive information whic...

11 Sep 2008
Retired Member

Who is going to take on the Central Banks?

It's all very well that there is missing or incorrect reference data such as IBAN and BIC, but some things seem so simple to address, and yet they somehow fall by the wayside... It is a given that one...

03 Sep 2008
Retired Member

Interchange regulations trigger credit card surcharges

If you want to see the real-world impact of interchange regulations, the best place to look is obviously Australia. This is a country where the most sweeping changes to the interchange model have take...

31 Aug 2008
Retired Member

Why do some merchants make you sign twice?

This is something I am running into more and more frequently. The clerk asks you to sign both the credit card slip as well as the cash register receipt. Presumably, they need to keep the signed cash r...

16 Aug 2008
Elton Cane

The great ACH sell-off

With Sepa opening up choice of clearing infrastructure for banks in the euro-zone, many banks no longer see ownership of their national domestic infrastructures as necessary. Italy's SIA-SSB has appoi...

08 Aug 2008
Retired Member

Mercator: Acquirers need to develop value added services

PaymentsNews reported yesterday on a Mercator report titled,"Merchant Acquiring in the United States 2008: Birth of the perfect storm". Pressure on merchant acquirers has always been stron...

31 Jul 2008
Retired Member

Are banks having second thoughts on outsourcing acquiring?

Last week, an executive with a regional bank in Asia explained to me that they were beginning to regret the decision to outsource their acquiring activities to a major third party processor. They are ...

28 Jul 2008
Retired Member

Do banks even need to innovate and offer mobile payments?

Since contactless credit cards are not taking off as fast as expected, and neither customers nor merchants are excited about tapping a card instead of swiping it, some analysts have started looking at...

24 Jul 2008
Elton Cane

e-invoicing - Dwindling workforce as a driver for change

On his blog, Bo Harald outlines 5 of the "mega class" drivers for the business and banking sectors to embrace e-invoicing. Some of them are obvious, though it's great to see them quantified...

23 Jul 2008
Retired Member

5 ways to prepare for the risk of lower interchange

When Australian banks got hit with mandated interchange fee cuts, virtually all of them reacted the same way. They devalued their rewards currencies and increased the annual fees charged to cardholder...

29 May 2008
Retired Member

Are some banks already preparing for lower interchange fees?

To get ready for a potentially far less profitable card issuing business, some banks could be preparing to focus more heavily on a business that they have traditionally neglected: acquiring. This is w...

19 May 2008

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