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The Single Euro Payments Area, the Payments Services Directive, the Eurosystem, TARGET2, STEP2, the Euro and related matters.
Here's something that could have a big impact on how payment schemes are going to compete in the future. European regulators are expected tomorrow to force MasterCard to cut interchange fees, but the ...
Depending on your local bank/public holidays, there are just 45 business days to "SEPA Day"..! I can't help wondering just how "SEPA-ready" banks and corporates really are with eff...
Return fraud is in the news again. $3.7 billion this holiday season, according to a recent report. I talk about it because I believe that payment networks are ideally positioned to help retailers addr...
According to a report by research firm Aberdeen Group, most merchants that have adopted contactless don’t promote those programs to their customers, leading to lower than expected usage and uptake of ...
What is it that keeps the excruciatingly happy brother and sister act of Sean and Sarah, Same Difference, out of the bottom two each week? My theory is very simple – they have understood what their cu...
Merchants hate paying 2% for credit card interchange, yet reports show that they are willing to pay 7-9% to companies like Google that envelop the payment transaction within the shopping context and a...
I have a friend who has spend most of his life getting the latest technology. He is always rushing around downloading the latest drivers, getting the newest hardware and always raving about the latest...
I have some fun over the past year with my Bank (nameless at this point for various reasons) discussing with them SEPA and my needs as a customer. My first problem came when I wanted to pay for my at
Today's news saw an announcement that's likely to become more commonplace over the next two years: the merger of two European payment infrastructures. The merger of Voca and Link doesn’t fit as neatly...