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Leon Du Plessis

Leon Du Plessis Key Account Manager for MEA at The ai Corporation

Why Open-Loop Programmes Pose a Compliance Challenge for Fleet Cards

The fleet and fuel card industry stands at a crossroads. For decades, the ecosystem relied on closed-loop solutions, accepting cards only at specific, pre-approved merchant locations. This model has been stable and predictable, but a new era of technology, driven by consumer expectations and evolving regulations, demands a shift. The industry is n...

/payments /identity Payments strategies 2015-2020-2030

Madhavi Kargudri

Madhavi Kargudri Cloud Focus Group, BFSI at TCS

Key Tenets of Technology Simplification

A typical Technology Landscape We have often seen that the technology landscape of any large Organization is quite complex. Many years ago, Organizations started with implementation of many core systems, which over the years became legacy. Over time the technology landscape saw evolutions with technological advancements and innovations. New busin...

Prashant Jajodia

Prashant Jajodia Managing Partner at IBM

Banking's next evolution isn't about efficiency—it's about delight

The Current State of Banking Customer Experience Despite significant investments in customer experience over the past 10-15 years, banks still face a fundamental challenge: delivering truly engaging digital experiences. When we compare digital banking platforms to consumer favourites like Netflix, Uber, or Amazon, the gap becomes apparent. While b...

/ai /retail

Anand Salodkar

Anand Salodkar Manager at Dolby Labs

Google’s Agent Payments Protocol (AP2): A New Chapter in Agentic Commerce

The way we pay for things has always followed a familiar pattern: a human browses, selects, and approves a transaction at checkout. But what happens when that “human in the loop” is replaced or at least supported by an intelligent agent that can shop, negotiate, and purchase on our behalf? Google’s recent announcement of the Agent Payments Protoco...

/payments /regulation

Dmytro Spilka

Dmytro Spilka Director and Founder at Solvid, Coinprompter

Can I Manage My Own SIPP? Pros and Cons of Private Pensions

Self-invested personal pensions (SIPPs) are great if you want to build your pension pot on your terms and use your experience, or that of a trusted account manager, to grow your wealth ahead of retirement. However, there are some considerations to keep in mind. By definition, a SIPP is a form of personal pension that’s designed for individuals wh...

/payments

Gertjan De Wilde

Gertjan De Wilde CEO at Apideck

When AI Actually Works in Finance: The Reality Behind the $97 Billion Bet

Picture this: Your legal team spends 360,000 hours annually reviewing loan agreements. That’s 180 people working full-time, every single day, just reading contracts. Now imagine reducing that to seconds. JPMorgan Chase didn’t just imagine it. They built it, deployed it, and saved millions. This isn’t another breathless AI prophecy about the future...

/ai /retail

Sudha Rajamanickam

Sudha Rajamanickam Software Engineer at Episode six

The Payment Story: Chapter 1- The Central Bank’s Invisible Hand

In every financial system, there are more players than just the customer and the bank. Behind the scenes, the central bank plays the crucial role of referee, regulator, and stabiliser. While commercial banks serve customers directly, the central bank ensures systemic stability. Think of the central bank not merely as a “money printer,” but as a d

/payments /retail Fintech

Dmytro Spilka

Dmytro Spilka Director and Founder at Solvid, Coinprompter

48% of UK Recruitment is Done With AI: Is the Technology Really Better at Eliminating Bias?

A recent HR News study has revealed that just under half of UK recruitment agencies now use AI to enhance the hiring process. With more than 75% of recruiters now using an AI-powered Application Tracking System (ATS) or another tech-driven recruiting tool to review applicants, the role of AI is becoming more apparent in an increasingly tech-driven...

/ai

Alex Kreger

Alex Kreger Founder and CEO at UXDA Financial UX Design

The Future of Banking: From Separate Products to Contextual Platforms

For decades, banks have measured success by the number of products they distribute — accounts, cards, loans, mortgages — scaled across as many customers as possible. But in today’s digital-first world, people don’t need more separate financial products. They need personalized user journeys that embed into their lives and businesses. The next era o...

/ai /retail Innovation in Financial Services

Sam Boboev

Sam Boboev Founder at Fintech Wrap Up

Deep Dive: A Guide to Payment Facilitation and Facilitators (Payfacs)

Payment facilitation might not get as much buzz as crypto or AI, but it underpins a growing share of digital commerce. Today’s PayFacs process billions in transactions, and by 2025 the model is expected to handle more than $4 trillion globally. These providers act as master merchants, aggregating countless sub‑accounts to let SaaS platforms, mark

/payments

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