25 June 2017


Chris BrownTrusek - Amersham

The current payment networks are no longer fit for purpose.

23 June 2017  |  3192 views  |  0 comments | recommendations Recommends 6

“The current payment networks available to the financial institutions around the world are no longer fit for purpose.” I think that this is a statement that has been generally agreed by all those involved but let’s go through them just to be clear: As discussed in a previous blog, the card networks are expensive to join, expensive to transact on,...

TagsSecurityPaymentsGroupInnovation in Financial Services
Tom HayIcon Solutions Ltd - London

The ERPB Highlights the Holes in PSD2

22 June 2017  |  2875 views  |  0 comments | recommendations Recommends 0

A year ago, the European Retail Payments Board (ERPB) flagged that “In practice, PSD2 and the EBA RTS will not cover all aspects that are relevant for the development of an integrated market of Payment Initiation Services (PIS) in the EU”. In November 2016, they set up a Working Group on Payment Initiation Services “to identify conditions for the ...

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Michael Diamond
Michael DiamondMitek - San Diego

Big UX Opportunity for Business Banking

19 June 2017  |  1818 views  |  0 comments | recommendations Recommends 0

It remains one of the great ironies in the banking market: banks make big investments in digital applications for the consumers who refuse to pay (“free checking!!”) and comparatively little investmen...

TagsMobile & onlinePaymentsGroupDigital Banking Trends
Mikael Sedera
Mikael SederaACI Worldwide - London, United Kingdom

Are You Falling Behind in the Race to Real-Time? How to Build Your Business Case for Immediate Payme

16 June 2017  |  4859 views  |  0 comments | recommendations Recommends 0

We’re beginning to see a divide in the payments industry, not just between incumbents and new players, but a sub-divide between banks themselves. Some traditional financial institutions have been able...

Chris Brown
Chris BrownTrusek - Amersham

Will cards disappear before cash?

16 June 2017  |  7730 views  |  13 comments | recommendations Recommends 0

In the early 2000s when the internet was still young, Visa, MasterCard and the other major payment card schemes had a choice. They could create a system that made using credit/debit cards on the inter...

TagsSecurityPaymentsGroupInnovation in Financial Services
Anthony Pickup
Anthony PickupMYRECS LTD - Manchester

How PSD2 and GDPR may improve retail payments for all

16 June 2017  |  6627 views  |  0 comments | recommendations Recommends 0

How PSD2 and GDPR may improve retail payments for all? Following my time setting up a new community bank (credit union) on an out sourced banking platform to UK consumers I have been watching the deve...

TagsMobile & onlinePaymentsGroupPayments strategies 2015-2020-2030
Neville Lacey
Neville LaceyOFX (formerly UKForex) - London

International payments and the need for a dedicated regulator

02 June 2017  |  9418 views  |  1 comments | recommendations Recommends 0

Most international payments providers exist as an alternative to high street banks. They provide their customers with a good deal, are transparent about their fees, deliver excellent customer service,...

TagsPaymentsRisk & regulationGroupFinancial Services Regulation
Andy Ramsden
Andy RamsdenTrustonic - Cambridge

Panic! Contactless card fraud is on the rise!

01 June 2017  |  7689 views  |  1 comments | recommendations Recommends 3

So, contactless card fraud hit £7m in the UK in 2016, up from £153k in 2014. Cue click-bait headlines about fraud soaring by almost 4,500%. When you dig a bit deeper, this is both mischievous scaremo...

Ziv Cohen
Ziv CohenPaygilant - Ramat Gan

How Can India Best Prepare for a Cashless Economy?

26 May 2017  |  8968 views  |  0 comments | recommendations Recommends 0

When Prime Minister Modi announced his demonetization policy on November 8, 2016, suddenly eliminating 86% of the currency in circulation, it was a sudden shock to the Indian economy, a country where ...

TagsMobile & onlinePaymentsGroupAsia Financial Services
Kunal Patel
Kunal PatelTagit - Singapore

Mobile Wallets - Is The Future Rosy?

24 May 2017  |  7194 views  |  1 comments | recommendations Recommends 1

Mobile wallets have been talked about for years, I've lost count at the number of reports I've read citing that mobile wallets will dominate the world and that your traditional wallet will be replaced...

TagsMobile & onlinePayments
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