5213 Results from /payments
David King CTO at Flywire
Earlier this year, the Payment Card Industry Security Standards Council (PCI SSC) released its guidance on how Artificial Intelligence (AI) can be used in PCI Assessments. As a member of the PCI SSC Board of Advisors, I wanted to highlight some of key themes coming out of that guidance. You can also view the full guidance document here. AI’s grow...
10 hours /payments /regulation
Stanley Epstein Associate at Citadel Advantage Group
A New Era in Payments The global payments industry, a sector generating an astonishing $2.5 trillion in annual revenue (in 2024), is at a turning point. The long-standing pursuit of a single, universally efficient system is giving way to a new era defined by competition among diverse market systems, each with its own rules and technologies. This t...
16 hours /payments Innovation in Financial Services
Sam Boboev Founder at Fintech Wrap Up
Fintech in 2025 isn’t about flashy apps anymore. The era of cheap money and consumer buzz has given way to a focus on building the bedrock of financial services. As CB Insights warns, momentum has “shifted from the front end to the foundation” – think data plumbing, compliance robots, and payment rails – rather than another Curve or Revolut clone...
26 October 2025 /ai /payments
Nikunj Gundaniya Product manager at Digipay.guru
Nigeria is Africa’s biggest economy with over 220 million people, most of them young and tech-driven. Yet, about 36% of adults remain unbanked, which limits access to formal banking. And this gap presents a huge opportunity for banks and fintechs like you. But how can you bridge this gap, and with what? Well, here’s the answer. Prepaid cards bri...
24 October 2025 /payments /inclusion
Laurent Descout CEO at NEO Capital Markets
It’s that time of year again! Money20/20 USA is returning and promises to be bigger, bolder and more future-focused than ever. From October 26-29, over 11,000 from the money community are set to descend on Las Vegas’s Venetian Hotel to build influential partnerships, accelerate deals and explore the key trends driving innovation in fintech. This ...
23 October 2025 /payments
Dr Ritesh Jain Advisor at WorldBank
Programmability doesn’t replace access — it multiplies the value of access. That’s the simple but powerful idea behind India’s CD Token and similar initiatives: when money can carry rules, proofs and intent, we stop forcing people to fit into financial products and instead design products to fit people’s lives. Opening a bank account is necessary,...
23 October 2025 /payments /inclusion Innovation in Financial Services
1. Introduction: What is a CBDC? A Central Bank Digital Currency (CBDC) is a digital currency issued directly by a country's central bank, such as the Federal Reserve in the United States or the European Central Bank. Unlike physical cash, which is anonymous, or commercial bank deposits, which are liabilities of private banks, a CBDC would be a di...
22 October 2025 /payments /regulation
Mandy Lamb Visa Europe’s Head of Value-Added Services at Visa
This October marks a pivotal moment for Europe's financial system, with the latest deadline in the EU's Instant Payments Regulation requiring all banks in the eurozone to send instant payments in addition to just receiving them. It's a technical milestone with transformative potential. Consumers and businesses will be able to move money across th
22 October 2025 /payments
Robert Kraal Co-founder and CBDO at Silverflow
History is full of products nobody asked for – New Coke, the Segway, Google Glass, the Amazon Fire Phone. Each launched with hype, only to become cautionary tales. The question everyone ends up asking is: who was this for? Too often, businesses think of a product before they think of a market. The payments industry is no different. Plenty of
20 October 2025 /payments /people
Chris Holmes Managing Director at PayTech Consulting
Accounts Payable (AP) has historically been a transactional engine for organisations. For some, this is still the case but there has been a marked shift in many organisations whereby AP has evolved from a back-office processing function into a strategic enabler of financial control, operational efficiency, and risk management. The importance of th...
20 October 2025 /payments
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