Laurie Schnidman Chief Product Officer, Platforms & Software at Experian
At Credit Week last week, one message was clear: financial service firms need to be nimble and ready to adapt to any situation. Why? From global economic shifts to the rapid evolution of digital technologies and the rise of AI, the industry is in a state of continuous transformation. Add to that the growing demand for seamless, personalised custom...
09 July 2025
Grant MacDonald Director of Financial Crime at Experian
Fraud and financial crime remain a significant challenge for UK businesses in 2025. From banks and fintech’s to retailers and telecom providers, organisations are working hard to stay ahead of increasingly sophisticated threats. According to the latest insights from the Experian UK Fraud and FinCrime Report 2025, just one in ten expect to reduce t...
09 July 2025 /crime
Galong Yao CGO at Bamboodt
As the world’s financial landscape evolves, the need for efficient, secure, and globally connected payment systems has never been more pressing. China’s Cross-border Interbank Payment System (CIPS) is rapidly emerging as a central artery in the internationalization of the Renminbi (RMB), offering a robust infrastructure for cross-border settlement...
09 July 2025 /payments /inclusion Innovation in Financial Services
Doriel Abrahams Principal Technologist at Forter
As digital payments dominate retail transactions, false positive card declines pose an expensive, often overlooked problem. A false positive is when fraud detection systems incorrectly flag a genuine purchase as suspicious and fraudulent – and subsequently block the transaction from taking place. These errors cost businesses both revenue and rep
08 July 2025
Aaron Holmes CEO at Kani Payments
When people talk about reconciliation in payments, the conversation usually jumps straight to the matching process, aligning transactions, balancing books, and closing the loop. But let’s be honest: matching isn’t the real problem. The data is. At Kani, we’ve worked with fintechs, banks and payment providers of all shapes and sizes. And we’ve seen ...
Eyad Almaaitah VP - Global Product Management at Compass Plus Technologies
For decades, card-based payments have sat comfortably at the heart of financial services. They’ve been dependable, secure, and universally accepted - shaping how we shop, make payments, and interact with the digital economy. Cards played a vital role in steering us away from cash and towards a more digital-first mindset, and for that, they deserve...
08 July 2025 /payments
Alex Rees Information Technology at Facctum
The global adoption of real-time payments has transformed financial services. From the UK’s Faster Payments system to the EU’s Instant Payments Regulation, money now moves in seconds, around the clock. But financial crime does too. Legacy anti-money laundering (AML) systems weren’t built to operate at this speed. Static thresholds, delayed alerts...
08 July 2025 /regulation /crime RegTech
Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone
A more proportionate, risk-based approach to AML compliance On 7 July 2025, the Financial Conduct Authority (FCA) published its finalised guidance FG25/3, updating how firms should treat politically exposed persons (PEPs) under the UK Money Laundering Regulations. This update follows a comprehensive multi-firm review, a public consultation (GC24/4...
08 July 2025 /payments /regulation Fintech
When we think about contactless payments, Apple Pay, Google Pay, and EMV-based NFC cards often come to mind. But in China, a new and uniquely local solution is emerging—one that bridges the gap between barcode payments and hardware-intensive NFC wallets. Meet Alipay’s “Alipay Tap”—a smart, simple, and surprisingly elegant solution to streamline off...
08 July 2025 /payments /inclusion Innovation in Financial Services
Joris Lochy Product Manager at Intix | Co-founder at Capilever
AI has already begun transforming financial services - from chatbots and robo-advisors to KYC automation, compliance, AML and credit risk scoring. These innovations are delivering efficiency gains and unlocking millions in cost savings, while driving hyper-personalized, proactive customer engagement. But we’re only just beginning to absorb the im
07 July 2025 /ai /predictions Artificial Intelligence and Financial Services
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