Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone
A more proportionate, risk-based approach to AML compliance On 7 July 2025, the Financial Conduct Authority (FCA) published its finalised guidance FG25/3, updating how firms should treat politically exposed persons (PEPs) under the UK Money Laundering Regulations. This update follows a comprehensive multi-firm review, a public consultation (GC24/4...
08 July 2025 /payments /regulation Fintech
Galong Yao CGO at Bamboodt
When we think about contactless payments, Apple Pay, Google Pay, and EMV-based NFC cards often come to mind. But in China, a new and uniquely local solution is emerging—one that bridges the gap between barcode payments and hardware-intensive NFC wallets. Meet Alipay’s “Alipay Tap”—a smart, simple, and surprisingly elegant solution to streamline off...
08 July 2025 /payments /inclusion Innovation in Financial Services
Joris Lochy Product Manager at Intix | Co-founder at Capilever
AI has already begun transforming financial services - from chatbots and robo-advisors to KYC automation, compliance, AML and credit risk scoring. These innovations are delivering efficiency gains and unlocking millions in cost savings, while driving hyper-personalized, proactive customer engagement. But we’re only just beginning to absorb the im
07 July 2025 /ai /predictions Artificial Intelligence and Financial Services
Clare Rowley Head of Business Operations at Global Legal Entity Identifier Foundation (GLEIF)
Instant payments are transforming treasury operations for the better. Yet, their immediacy and irrevocable nature raises significant fraud concerns. In Europe, instant credit transfers already experience much higher fraud rates than regular credit transfers. And now, with the rise of AI and deepfakes, the fraud threat is compounding. To address fr...
07 July 2025 /payments /identity
Andrew Bonsall COO at AperiData
Assessing vulnerability is one of the most pressing challenges facing local authorities today. Yet, many still rely on static indicators, such as postcode, benefit status, or historic income, that only paint part of the picture. These data points often miss the subtle, daily indicators of financial pressure. What’s often missing is a live view of...
07 July 2025 Open Banking
Gurprit Singh Gujral Founder and CEO at LoanTube
Personal guarantees have long been a fixture in SME lending, providing lenders with an added layer of security to offset the inherent risks of financing small and growing businesses. For many first-time founders, the very notion of a personal guarantee can seem absurd. After all, aren’t limited companies meant to offer limited liability? In theo...
07 July 2025 /retail /inclusion Small Business Lending Innovation
Erica Andersen Marketing at smartR AI
The promise of Artificial Intelligence (AI) is tantalizing: smarter decisions, streamlined processes, and unprecedented insights. The promise is transformative. From predicting consumer behavior to automating complex tasks, AI offers a tantalizing glimpse into a future of unprecedented efficiency and innovation. Yet, despite this allure, organiza
07 July 2025 /ai /security Data Management and Governance
Alex Kreger Founder and CEO at UXDA Financial UX Design
In banking, AI is no longer experimental—it became a cornerstone of strategy for improving how customers engage with their banks online and via mobile. Within this article, we analyze how AI’s adoption in 2024 impacted key areas of digital CX, highlighting global trends as well as specific insights from major markets like the US and UK. We examine...
07 July 2025 /ai /retail Innovation in Financial Services
Anjna McGettrick Global Head of Strategy Implementations at Onnec
The UK fintech sector is experiencing a remarkable surge, with investment nearly tripling to $7.3 billion in the first half of 2024, defying a global downturn. However, rapid growth brings challenges including scaling operations, ensuring regulatory compliance and maintaining robust IT infrastructure. For fintech startups, navigating these complex...
07 July 2025
Nkahiseng Ralepeli VP of Product: Digital Assets at Absa Bank, CIB.
Tokenised stocks are making headlines as the finance world flirts with the blockchain revolution. From Wall Street to Hong Kong, everyone seems to be talking about bringing equities on-chain. But as exciting as it sounds to have Apple or Tesla in your crypto wallet, it's important to understand what tokenised stocks really are – and equally import...
07 July 2025 /crypto /markets
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