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e-banking 2002-2011

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Noteworthy:

- more contracts than citizens in Finland - due to multibank relationships

- interesting as e-banking typically carries a monthly fee (some 2€) - but has discounts and is free for young customers (up to 26 typically)

- slowing transaction growth may reflect both slower economic growth and above all rapidly growing use of e-invoicing

- translation to EU-level would mean som 26bn payment transactions

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