70 percent of all transactions in Australia and 75 percent of payments between $11 and $25 are made with cash.
Customers may use credit cards for reasons such as an interest free period and loyalty programs may influence a quarter of credit card transactions. Credit cards are used for around 10% of payments.
Debit cards are more popular accounting for 15% of transactions.
Loyalty schemes have no influence on debit card usage.
From an RBA
study