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Credit , Debit Cards Trail Behind Cash in Oz

70 percent of all transactions in Australia and 75 percent of payments between $11 and $25 are made with cash.

Customers may use credit cards for reasons such as an interest free period and loyalty programs may influence a quarter of credit card transactions. Credit cards are used for around 10% of payments.

Debit cards are more popular accounting for 15% of transactions.

Loyalty schemes have no influence on debit card usage.

From an RBA study

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