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Object reference not set to an instance of an object.

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A Finextra member
A Finextra member 03 September, 2008, 09:32Be the first to give this comment the thumbs up 0 likes

We offer an IDSwitch System and as a consumer, I can switch my account to OFF by default and turn it ON only when I know I'm applying for credit. Merchants, banks and other businesses that extend credit, mortgage loan or grant an account to an individual will have to check with this system before granting the credit or account. This is not a mop-up system. It actually prevents IDTheft.

But you are quite right. This system would eliminate a lot of these clean-up services. It would also eliminate a lot of the work that some organisations do, such as compiling fraud statistics, reporting them, and defending financial institutions to consumers.

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