An article relating to this blog post on Finextra:
Mobile banking and payment users to reach 900m in 2012
New research shows that combined forecasts for users of contactless mobile payments, mobile banking and over the air (OTA) transactions will reach 884 million in 2012.
See article
It seems strange that banks would want to push their users to sign-up online, when the service they're offering will be used over the phone.
It's not going to help out with the trust in the system (http://www.thoughtden.co.uk/blog/2008/05/29/mobile-payments/), because with the site being the first point of contact they'll assume that's where they have to go to sort problems, handle their profile
and other services. Where as they really should be dealing with these situations on their phone.
Dan Course : http://www.thoughtden.co.uk