Stan Cowan

Stan Cowan

Product Marketing Mgr at Effectiv
Message Message me Posts: 18 Comments: 0
Bio I'm the lead product marketing manager at Effectiv ( We provide fraud prevention, and risk management solutions for fintechs and financial institutions to defeat fraud and stay compliant. Career History


Operational Risk Management

How to Safely Onboard New Businesses and Employees for Payroll Services

07 Jun 2023

Automating Know Your Customer (KYC) and Know Your Business (KYB) checks are vital for payroll service companies. In the fast-paced, ever-evolving world of finance, the role of payroll service companies is more vital than ever. However, with this pivotal role comes the increased responsibility and risk of managing sensitive data. Automating Know You...

Financial Risk Management

How to Solve Check Fraud

07 Jun 2023

Check fraud is a persistent issue, even in our rapidly evolving digital world. The crime may seem almost antiquated, but it poses a real threat to both individuals and businesses. With this in mind, we'll delve into understanding check fraud, its various forms, the impact it has, and most importantly, the preventive measures that can be taken. Che...



2024 Beneficial Ownership Rules Explained: How FIs Can Stay Compliant and Avoid Penalties

03 Apr 2023

Having a strong KYC and KYB program is vital for FIs to fight fraud and risk. And now, this is becoming less of an option. In an effort to combat financial crimes such as money laundering and terrorist financing, new beneficial ownership rules have been implemented for deposit accounts at financial institutions (FIs). These rules require FIs to id...

Payments strategies 2015-2020-2030

How to Accelerate Your Real-Time Fraud Detection

07 Mar 2023

According to a recent survey from PYMNTS, over 71% of executives are significantly interested in real-time payment systems. It’s easy to see the value in near-instant transactions – faster account openings, purchase confirmations, fund transfers between banks, amongst others. These benefit businesses, consumer and financial institutions (FIs) Even...