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/payments

ECB sets back deadline for non-bank PSP access to Target

The European Central bank has postponed a deadline for allowing non-bank payment service providers (PSPs) to access central bank-operated payment systems, including the Target settlement system.

/crypto

Coinbase says crooks bribed workers for customer data in breach that could cost it $400m

Coinbase says that crooks bribed employees and contractors to steal customer data for use in social engineering attacks in an incident that may cost the crypto exchange up to $400 million to address.

/retail

What to get for the friend who has everything? A Revolut subscription plan!

Revolut is bidding to bolster its paid-for customer base by introducing the ability for users to gift premium annual plans to their friends and family.

/payments

Lloyds selects Moneyhub for transaction data enrichment

Lloyds banking Group is to pair inhouse-developed GenAI with transaction categorisation data from Moneyhub to give customers real-time insights into their spending habits.

/payments

Leading retailers urge EU to crack down on Visa and Mastercard fees

Europe's largest retailers have banded together to press the European Commission to crack down on fees charged by Visa and Mastercard.

/wholesale

JPMorgan Chase releases open source quantum software library

JPMorgan Chase and technology company Infleqtion have released a new open source quantum software library designed to improve the efficiency of potential applications and use cases.

/regulation

BIS and NY Fed test policy implications of future tokenised market

The Federal Reserve Bank of New York and the Bank for International Settlements (BIS) have published a joint research study that explored how central banks could continue to implement monetary policy operations in tokenised wholesale financial markets.

/payments

CaixaBank and BBVA process first Requests to Pay between banks in Europe

CaixaBank and BBVA have teamed up with Spanish payments outfit Iberpay to process the first Requests to Pay between banks in Europe.

/security

NatWest faces 100 million cyber attacks every month

NatWest is bombarded with 100 million cyber attacks every month, the UK bank's head of cyber security has revealed.

/regulation

Bank of London faces regulatory probe as auditor raises uncertainty over future

The Bank of London says it is under investigation by UK regulators in a move its auditors warn could cast "significant doubt" over its future.

/payments

Cash keeps place in American wallets

Credit and debit cards continue to dominate American payments, but cash is still an important player, accounting for 14% of all consumer transactions in 2024, according to the Federal Reserve.

/retail

Zopa raises £80 million in fresh capital ahead of bank account launch

Zopa Bank has raised £80 million in its first London Stock Exchange bond listing as it prepares for the launch of current accounts.