Latest long reads: Finextra Research

Bridging the digital gulf between billers and payers

Vitalie Robu President, EMEA at Exela Technologies

Bridging the digital gulf between billers and payers

When it comes to monthly financial planning, paying bills takes up a huge portion of the pie for an average household. Digital payments across the world are on a growth trajectory but a large percentage of payments across countries still rely on legacy billing processes. It can be said that for many billers 70% of the bill payment process is elect...

08 June 2021 /payments

Survey: Why tech investment remains vital when resources are pinched

Finextra Research Writer at Finextra

Survey: Why tech investment remains vital when resources are pinched

The proliferation of various payment networks for moving money domestically and internationally means financial organisations must deal with many gateways, messaging standards, processing and settlement rules and regulations. This proliferation has led to fragmentation and duplication of payment systems within organisations. It has also limited re...

03 June 2021 /cloud

The Westminster Series: Back cash and stop exclusion

Chris Holmes Peer at House of Lords

The Westminster Series: Back cash and stop exclusion

Cash is having a bit of a time of it, already in sharp decline, the Covid lockdown has further impacted its currency. ATM withdrawals are down 80% in London, and though significant, this decline is not, and must not be allowed to become a terminal inevitability. Cash retains a vital role in our communities, it remains essential for millions and, w...

02 June 2021 /inclusion

Why collaboration remains central to agile digital banking

Paige McNamee

Why collaboration remains central to agile digital banking

The pressure to transform and innovate is constantly increasing for financial institutions. At the same time banks and building societies are faced with the risk of being held hostage by the limitations of their own platform. To become more agile, financial institutions have now recognised the urgency of collaborating with the leading minds across...

01 June 2021 /retail

Demystifying the role of the fintech COO

Hamish Monk Senior Reporter at Finextra

Demystifying the role of the fintech COO

This series of articles looks to demystify the various C-level roles within fintech companies today – exploring the career paths taken by top managers, their critical skills, daily responsibilities and challenges, and even how the pandemic has impacted their understanding of running a successful business. This third instalment of the C-suite Seri...

28 May 2021 /people

The answers to Big Tech’s problems lie in tech itself

The Hon Albert Isola Minister for Digital and Financial Services at HM at Government of Gibraltar

The answers to Big Tech’s problems lie in tech itself

Policy makers, regulators, and tech giants must work together for the industry to flourish, writes The Hon Albert Isola, Minister for Digital and Financial Services, Gibraltar. Over the last 25 years, the technology industry has accelerated at a rapid pace, bringing with it innovations that have changed the nature of life in virtually every aspect...

27 May 2021 /regulation

Demystifying the role of the fintech CTO

Hamish Monk Senior Reporter at Finextra

Demystifying the role of the fintech CTO

This series of articles looks to demystify the various C-level roles within fintech companies today – exploring the career paths taken by top managers, their critical skills, daily responsibilities and challenges, and even how the pandemic has impacted their understanding of running a successful business. This second instalment of the C-suite Ser...

26 May 2021 /people

Why the Phone-paid Services Authority is resetting its regulatory approach

Paige McNamee

Why the Phone-paid Services Authority is resetting its regulatory approach

The Phone-paid Services Authority, the PSA, is the UK regulator for content, goods and services charged to a phone bill. This encompasses the goods and services that can be bought by charging the cost to the phone bill or pre-pay account and typically include charity donations by text, music streaming, broadcast competitions, directory enquiries, ...

25 May 2021 /regulation

Demystifying the role of the fintech CEO

Hamish Monk Senior Reporter at Finextra

Demystifying the role of the fintech CEO

This series of articles looks to demystify the various C-level roles within fintech companies today – exploring the career paths taken by top managers, their critical skills, daily responsibilities, challenges, and even how the Covid-19 pandemic has impacted their understanding of running a successful business. Widely used terminology for describ...

24 May 2021 /people

Andrew Smith Founding CTO at RTGS & ClearBank

Agile Series: Building roadmaps

The first, and probably most important thing to stress here is, you are building product roadmaps. The second thing to say is, do NOT build out product roadmaps at an executive level. All too often, product gets mixed in with strategy, as in, the executive think they are putting together strategy but rather they are talking products. To be frank, ...

14 May 2021 /devops

Hamish Monk Senior Reporter at Finextra

The real price of the bitcoin gold rush

With international focus on sustainability sharpening, the energy consumption of the world’s first ever popular virtual currency, bitcoin, is being put under the microscope. Its most vehement detractors argue bitcoin uses an unjustifiable amount of energy, and represents a thorn in the side of the wider green transition. Bitcoin’s advocates, on th...

13 May 2021 /crypto

What does the FCA’s consultation into SPAC listings mean for UK fintech?

Paige McNamee

What does the FCA’s consultation into SPAC listings mean for UK fintech?

The FCA’s four-week consultation into Special Purpose Acquisition Companies (SPACs) has begun, with decisions around strengthening investor protections expected to be announced and in place by early summer 2021. The consultation which proposes to amend rules to allow an alternative approach for listed SPACs comes at an inflection point in the glob...

12 May 2021 /regulation

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