Latest long reads: Finextra Research

Digitising reconciliation as a business case in itself

Alex Duggan Capital Market Solutions Head at Cognizant

Digitising reconciliation as a business case in itself

Taking a big-picture view, the data funnelling through financial institutions can be seen as the strategic asset that allows them to make the correct decisions around market execution, optimal funding, timely settlement, and payments, demonstrating compliance, and improving client experience through accuracy, time to market, and analytics. However...

25 July 2022 /markets

Coping with work in a post-layoff environment

Kirstie McDermott Senior Content Editor at Amply

Coping with work in a post-layoff environment

This year’s round of hiring slowdowns, freezes, and layoffs within the tech sector haven’t just affected those who have lost their jobs. The employees left behind have in many cases had to pick up the pieces as projects get dropped, headcounts are culled and belts tighten across companies. So far, fintech, crypto and real estate have taken the bru...

22 July 2022 /people

Embrace change and be the bank your customer needs

Retired Member

Embrace change and be the bank your customer needs

This is an excerpt from Finextra’s report, 'The Future of Digital Banking in the UK 2022'. Change projects can be intimidating, but there is a way to manage the journey that will help reduce costs, as well as over-dependence on legacy banking platforms and antiquated technology. For many big banks, adopting a change strategy is an intimidating p...

21 July 2022 /devops

The India Policy Series: What does RBI’s credit line move mean for BNPL innovation?

Retired Member

The India Policy Series: What does RBI’s credit line move mean for BNPL innovation?

The Reserve Bank of India (RBI) recently issued an internal clarification that prepaid payment instruments (PPIs), such as m-wallets and prepaid cards, cannot be loaded through credit lines. The clarification hits certain fintech models in India including many buy now pay later (BNPL) offerings and new age ‘challenger credit cards’. A common model...

20 July 2022 /regulation

The trends transforming today's digital banking

Vasile Valcov Chief Commercial Officer at Salt Edge

The trends transforming today's digital banking

This is an excerpt from Finextra’s report, 'The Future of Digital Banking in the UK 2022'. Close your eyes for a second. Imagine you’ve just looped into the future and are now getting ready to order something online. You’re scrolling through websites, looking for the perfect match between price and quality. All of the sudden, you get a notificat...

18 July 2022 /devops

Bridging the gender gap - is UK fintech finally catching up?

Amanda Kavanagh Contributor at Jobbio

Bridging the gender gap - is UK fintech finally catching up?

Fintech has the potential to widen fair and equitable access to financial services, but as recent reports show, there’s still a long way to go to bridge the gender gap. Inside fintech organisations things are changing, but barriers still exist. A June 2022 report from EY shows that 76% of women working in the sector believe their firm is inclusive ...

14 July 2022 /people

Six months to forget? The year (so far) in review

Marco Mottadelli Head of Global Brokerage at Fineco Bank

Six months to forget? The year (so far) in review

Overall, investors may rather forget the first half of 2022, however, with share prices reverting to more realistic levels, some sectors may present enticing opportunities to investors. The start of 2022 came with some measure of optimism: inflation may have been high, but economic growth was robust and the worst of the pandemic appeared to be ove...

12 July 2022 /markets

Amanda Kavanagh Contributor at Jobbio

The best paying UK jobs in fintech

As we hurtle towards a cashless future – a future vastly accelerated by Covid-19 – it’s an exciting time to work in the banking and finance sector. Traditional banking systems have been disrupted by digital-only banks. Mobile wallet services such as Apple Pay and Google Pay are now mainstream, as are payment apps like Monzo and Revolut, and invest...

08 July 2022 /people

Tech and Crime Series: Cryptoassets and financial crime Part II

Thomas Cattee Solicitor at Gherson

Tech and Crime Series: Cryptoassets and financial crime Part II

This article follows a 7 April 2021 article titled: Tech and Crime Series: Cryptoassets and financial crime Part I. On 1 June 2022, the US Department of Justice (DoJ) announced that a former employee of a non-fungible token (NFT) marketplace, OpenSea, had been charged in the first ever digital asset insider trading scheme. As the associated press ...

06 July 2022 /crime

Corporate Banking in 2022: An outlook on the industry

Retired Member

Corporate Banking in 2022: An outlook on the industry

Following the pandemic, large corporate businesses are placing priority on moving at speed. Troublingly, there’s a growing perception that those businesses are themselves failing to keep up with the changing landscape. It’s vital they do so. The tumultuous economic cycle we’re currently undergoing after all comes with opportunity. With drops come r...

05 July 2022 /payments

Road to Net Zero: The clock is ticking for financial services leaders

Retired Member

Road to Net Zero: The clock is ticking for financial services leaders

The goal is an ambitious one: the government wants to make the UK the world’s first net zero financial centre. In 2023, most large firms and Financial Services Institutions in the UK will need to start publishing detailed plans for how they intend to hit net zero, under proposed Treasury rules. These plans will need to include clearly defined dec...

04 July 2022 /sustainable

Here’s how to negotiate like a pro at work

Amanda Kavanagh Contributor at Jobbio

Here’s how to negotiate like a pro at work

Perfecting the art of negotiation is important in all walks of life, but particularly in the workplace. While most people sharpen their skills around annual review time, a well-honed negotiation approach can serve you well year-round. So whether you’re seeking a promotion, more flexibility, a title change, a lateral move, a change in reporting, la...

01 July 2022 /people

Long reads