Payments - Long Reads, News, Articles & Research: Finextra

Madhvi Sonia Head of Content at Finextra

Finextra’s Top Long Reads of 2022

With 2022 drawing to a close, we take a look back at our most viewed long reads over the course of the past year. 10. How to overcome barriers to innovation by improving the skills gap I covered the salient points from a Finextra Research and Pluralsight webinar on ‘Creating a skill development programme aligned to strategic planning’ where Jane ...

28 December 2022 /payments

How Atomic Swaps will enhance interoperability

Retired Member

How Atomic Swaps will enhance interoperability

Money has taken on different shapes, sizes, and forms throughout history. Payments have evolved from offline to electronic in credit cards and electronic wallets.. Instant payments will become the new normal. The volumes in domestic and cross-border payments will increase as instant payment offers financial institutions the opportunity to innovat...

21 December 2022 /payments

Payments: Why a holistic view is needed to improve the payments landscape

Jeroen Holscher Practice Lead at Capgemini

Payments: Why a holistic view is needed to improve the payments landscape

This article was co-written by Venugopal PSV, senior director of global cards and payments practice, and Jeroen Holscher, head global payments and cards practice at Capgemini. We have seen a dramatic change in the way people choose to pay. There has been substantial growth in the digital payments markets over the last few years, which only promis

20 December 2022 /payments

Capitalising on opportunities for international payments

Lewis Ide Head of International - Customer Success at Form3

Capitalising on opportunities for international payments

Improving access to international payments has been high on the agenda for governments, central banks and financial institutions for a number of years. As financial services become embedded within an increasingly digital economy, the pressure to build and provide resilient access to fast, secure and affordable international payments has soared. Th...

13 December 2022 /payments

From Purple Hearts in capital markets - to new value for an old forecasting friend

Scott Hamilton Contributing Editor at Finextra Research

From Purple Hearts in capital markets - to new value for an old forecasting friend

The 2022 AFP Conference in Philadelphia featured a rousing final keynote from a local hero: Multi-best-selling author and seven-straight year Wharton School of Business favorite professor Adam Grant. Riffing on themes from his latest book Think Again, Grant used a number of clever, yet sincere quips, tricks, and anecdotes to challenge the packed ba...

01 December 2022 /payments

How SMEs can mitigate the impact of late payments during the cost-of-trading crisis

Mike Elliff Chargebacks911

How SMEs can mitigate the impact of late payments during the cost-of-trading crisis

Against a backdrop of business owners already struggling with rising energy bills and inflationary challenges, late payments are an additional frustration which can have a detrimental effect on a business’ cashflow and overall business performance. The impact of late payments is sizeable, with some businesses facing up to £20,000 in outstanding pa...

17 November 2022 /payments

AFP/NACHA Fraud Symposium: Trends and protection tips for treasurers

Scott Hamilton Contributing Editor at Finextra Research

AFP/NACHA Fraud Symposium: Trends and protection tips for treasurers

“Cyber is my number one issue…it’s what keeps me up at night” said the treasurer of a large US nonprofit. He was part of a gathering of around 50 fellow financial leaders for a Fraud Symposium at the 2022 Association for Financial Professionals (AFP) annual conference in Philadelphia Sunday. The event continues through October 26. The AFP is the m...

26 October 2022 /payments

The India Policy Series: How the RBI Guidelines will impact digital lending models

Retired Member

The India Policy Series: How the RBI Guidelines will impact digital lending models

Digitising lending brings many benefits from more inclusive and efficient processes, to improved credit decisions, and a better customer experience. However, the emergence of digital lenders in India in the last few years through online platforms and mobile apps, has led to concerns around potential systemic implications. Last November, the Reserv...

14 September 2022 /payments

Rebundling: What do fintechs really think?

Níamh Curran

Rebundling: What do fintechs really think?

Client-stickiness is something all fintech firms strive for. A recent trend has emerged in which fintech firms are becoming a ‘one-stop-shop’ for the full financial lifecycle, aiming to achieve customer loyalty by offering a full range of products and services. These players are taking previously unbundled services, and rebundling these offerings ...

07 September 2022 /payments

Corporate Banking in 2022: An outlook on the industry

Retired Member

Corporate Banking in 2022: An outlook on the industry

Following the pandemic, large corporate businesses are placing priority on moving at speed. Troublingly, there’s a growing perception that those businesses are themselves failing to keep up with the changing landscape. It’s vital they do so. The tumultuous economic cycle we’re currently undergoing after all comes with opportunity. With drops come r...

05 July 2022 /payments

How can BNPLs weather the economic downturn without sacrificing growth and increasing their exposure

Retired Member

How can BNPLs weather the economic downturn without sacrificing growth and increasing their exposure

This piece was co-authored by Max Wolke, head of strategy, and Christian Mangold, CEO, Fraugster. Calls about the demise of BNPL (Buy Now Pay Later) are premature, even if economic headwinds, poor performance on a number of key metrics, stricter regulation and Apple’s entrance into the space should be a cause for concern for established brands. It...

29 June 2022 /payments

The Future of Payments: New means of customer authentication

Hamish Monk Senior Reporter at Finextra

The Future of Payments: New means of customer authentication

This is an excerpt from Finextra’s report, ‘The Future of Payments 2022: The Cutting Edge of Digital Payments.’ With the rising cost of living, and the squeeze on finances anticipated in the coming months and years, fraudsters are going to double down on their attempts to extract more money out of consumers. Unfortunately, it is the most vulnerable...

20 June 2022 /payments

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