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Risk management has been transformed beyond recognition in the past few years. The regulatory wave unleashed by the 2008 financial crisis has created a need for a new layer of operations for implement...
It's rare for all parties in a given industry to agree on something, but if the Ovum report, "The Critical Role for Cloud in the Transformation of Retail Banks" is to be believed, there is ...
You may, like me, have been surprised to hear Sky News reporting recently that George Osborne’s Autumn statement will ‘turn the screw on Britain’s biggest banks by demanding an urgent overhaul of the ...
It's no surprise that trust in the banking system is at a low point. In fact, according to the 2013 Capgemini world banking report, between 2006 and 2013 there has been a 50 per cent increase in the ...
With close to 80% of African families still without access to a conventional banking system, there is much work to be done to get basic financial services into the hands of the 1.1bn people that inhab...
Remember when your utility bills landed on your doormat instead of in your inbox? Remember when you payed for them with a cheque instead of direct bank transfer? It struck me recently how much paper h...
In the Middle-East, consumers have typically been most comfortable performing banking activities via traditional face-to-face interactions, and digital banking is consequently not as well-established ...
The silence is profound even as I zip at incredible speeds down a road as smooth as glass. The car drives itself while I look through my activity log using my optical head-mounted smart eye-glasses. A...
Omni-channel banking correctly places customers or members at the center of the banking experience. Allowing customers the ability to access multiple banking channels while providing the customer the ...
Days might be getting colder and darker as we head into December, but the outlook for SMEs continues to remain bright and sunny. The UK alternative finance industry report from Nesta and the Universi...
There’s a lot that can be said about the benefits of embracing digital and technology. But while other industries such as retail, travel and telecoms seem to be doing just that - the financial service...
It is becoming harder and harder to make ‘basic retail banking’ pay. Restrictions on the cross-sale of premium products have closed routes to incremental sales. Meanwhile, moves by the European Parl...