1137 Results from 2015
Richard Collinson CEO & Co-Founder of RetireEasy.co.uk at RetireEasy.co.uk
How has the Budget affected the pension scene – and how might these and future changes impact your long-term retirement prospects? Successive changes made to the pension rules by the Coalition and the new Conservative government will save the Treasury billions. Last year the OBR estimated that Gordon Brown’s maverick raid on pension funds in 1997 w...
06 August 2015
Retired Member
This isn’t a ‘should it, shouldn’t it’ question. For pensions, savings and investment businesses, the move to next generation technology is a strategic imperative if they’re to respond effectively to consumer demand and market innovation. Bluntly, it’s the only viable option to remain competitive. We’re familiar with the trend towards platforms. F...
Loans have been harder to come by for SMEs since the financial crisis and larger companies, being lower risk, have taken the lion's share. Into the void have stepped alternative lenders providing options for small businesses. Securing a bank loan can be an arduous business for funds-seeking smaller businesses. In fact, according to CEB analysis of ...
06 August 2015 /startups
Jon Rutter Director, Product Management at Payment Processor
There is a lot spoken about the need for all industries to be able to innovate in order to prosper. This is no different for the banking industry but are the incumbents doomed because they cannot innovate fast enough? Being incapable of adapting quick enough seems perplexing for an industry with large well-funded businesses replete with large stabl...
05 August 2015 /payments
Karim Maalouf Senior Business Analyst at Path Solutions
Fraud is now an international business and criminal gangs constantly seek out the weakest targets for the easiest returns. Securing transactions has become a vital part of today’s digital world. According to analysts, the cost of mobile fraud transactions is $3.34 for every dollar in transaction. The cost for fraudulent mobile transactions is the h...
05 August 2015 /retail
The private company investment sphere has long been the traditional domain of private equity and venture capital firms. However, in recent years, many institutional and retail investors have increasingly taken an interest towards investing in this exciting and promising sector. Several hedge funds are now running a hybrid model where they are not ...
05 August 2015 /startups
So, the September date looms for ESMA’s final clarification on unbundling. What seems evident is that payment for research with trading commissions is definitely going to be out. What seems less clear, though, is what can still be bundled into the definition of 'execution' and therefore still be paid for in commission dollars. Presumably, post-trad...
05 August 2015 /regulation
Mobile Money is the Way of the Future! Is Hedging Your Bets on Bitcoin the Right Idea? Bitcoin has proven to be the bête noir of some and the darling investment for others. Never before has such an intangible asset evoked as much desire and animus from investors. Bitcoin captivated the attention of the world several years ago, but its meteoric ris...
05 August 2015
Over the past ten years, innovations in technology have dramatically changed how each industry operates and communicates, and the banking and finance sector is no different. The most recent disruptive change was in payments, firstly with contactless cards and now with the launch of contactless apps such as Apple Pay. As we see Apple move in on the...
04 August 2015 /payments
The biggest transfer of wealth in human history is now underway, as “Baby Boomers” (those born from 1945 to 1965) pass their assets onto their children also known as “Millennials” (those born from 1980 – 2005). The figure for this wealth transfer is estimated at US$41 trillion. But wait, this is not the shocking bit… the Millennials have recently ...
04 August 2015
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