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Karim Maalouf

Senior Business Analyst
Path Solutions
Member since
19 Sep 2013
Location
Beirut
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Followed by John Sims, Martha Boyle and 5 others you follow

Bio

Senior Analyst and Consultant-Retail and Digital Banking.

Experience

Senior Business Analyst
Path Solutions
To Present
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Latest opinions

Karim Maalouf

Online Fraud Transactions.

Fraud is now an international business and criminal gangs constantly seek out the weakest targets for the easiest returns. Securing transactions has become a vital part of today’s digital world. According to analysts, the cost of mobile fraud transactions is $3.34 for every dollar in transaction. The cost for fraudulent mobile transactions is the h...

05 August 2015

Karim Maalouf

Era of Mobile Banking

In the last decade, we experienced the Omni-channel revolution and introduction of new digital banking delivery channels, on which I can cite, internet banking, mobile banking, SMS banking, POS Payments, MNO Agents, etc… In this article, I will concentrate on the mobile banking channel that I believe is considered as the most revolutionary channel ...

17 June 2015

Karim Maalouf

6 Mistakes People Do on their Mobiles

I am writing with blog as I have seen multiple cases people ingoring the risk they are taking when navigating with their mobile devices. 1- Failing to lock down your device I believe it is the most important from the 6 tips. Your phone can be locked with advanced technology like the iPhone 5S's fingerprint scanner or using a more simplistic method ...

28 May 2015

Latest comments

Visibility in Payments

Hello Faisal

I enjoyed reading your article, as nowadays money transfers wil surely be affected by technology and new regulations.

There is no doubt that tech revolution will reach money transfer by changing and increasing security and protection of data.

Nowadays fintech are more focused on improving difgital banking delivery channels, but the revolution is coming to evolve the traditional money transfer by introducing the branchless banking specially in rural countries.

This practice has been proven in Pakistan, Sudan and Philippines, KYC is more maintained in addition to customer satisfaction specially when using their mobile devices for transfer.

I will be happy if i can have your comment.

Regards.

02 Nov 2015 08:15 Read comment

Why understanding human behaviors is key for payments innovations?

I really enjoy reading this article and allow me to think much wider how all innovations are affected by those human behaviors.

The reason for innovation is the need.

We all have common needs but our behavior is differen. it is really impressive to have innovation to scale up our economic growth, take advantage of opportunities and have better returns.

22 Sep 2015 07:37 Read comment

7 Treasured Lessons from 7 years in Corporate Innovation Initiatives

Thank you Nischala for this interesting article, I really enjoyed reading it.

I was very close to your thinking as I work in IT Financial services and innovation is crucial in this field.

What you cited are essential to every Manager, Director, EVP and CEO to think about and share the strategy with his team.

09 Sep 2015 07:39 Read comment

See all 9 comments by Karim

Karim writes about

  • security
  • regulation & compliance
  • retail banking

Karim's opinion archive

  • 2015 (3)
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