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1137 Results from 2015

Retired Member

Retired Member 

The APIs Advantage Is In Automation and Machine Learning

We are in the midst of interplay of disparate technology solutions in an enterprise. It is always comfortable to sit back and strategise to clean up existing ones and have a compact set of solutions that make life a lot easier. This is purely academic utopia. The reality is the old and the new will have to coexist and one must find the indifferenc...

Innovation in Financial Services

Retired Member

Retired Member 

Digital Currencies - The Last Frontier For Peer to Peer Global Trade

One important benefit from Digital Currencies (DCs) is in its immunity to exchange rate fluctuations and control excercised that one sees in fiat currencies. A simple scenario will illustrate my view point. A seller, of good valued at 100 units of DC, given a 30 day payment term will receive 100 units on the date the payment is due. The assumption...

Innovation in Financial Services

Retired Member

Retired Member 

Have you heard the one about the robo and the human...?

Over the past 18 months there has been a lot of (maybe too much) discussion and hype about the rise and imminent takeover of the ‘robo advisor’ within the wealth management market. This hasn’t fully materialised yet so Will Smith can rest easy for a while longer, but whilst there is undoubtedly a market for an automated online service, it is also ...

Retired Member

Retired Member 

Will mobile banking take over internet banking in APAC?

Based on several discussions with many banks I had in the last 11 months in the region I found that more and more banks are interested mainly in mobile banking solutions and online banking solutions only come after that. It is not a surprise after all as in the region the mobile penetration is booming similarly to the global trend. Out of 7.219 bil...

/retail

Retired Member

Retired Member 

Best time for fintech startups? - Yes! Yes! Yes!

FinTech Investments Quadruple , UBS Is Spending Big Money on Fintech Startups , A listing of 1208 fintech startup, The 7 hottest Fintech companies in the silicon valley - These are some of the recent articles I've read related to fintech startups. If you're on social media (Twitter, LinkedIn, etc.) and follow this space, you'll know how vibrant...

/startups

Robert Siciliano

Robert Siciliano Security Analyst at Safr.me

Company for sale includes your Data

When you subscribe to an online service, be careful of how much information you give out about yourself. Most businesses in their terms and conditions, say they “respect your privacy.” But what if these companies go under or are sold? An article from the online New York Times explores this concept. Today’s market-data-hungry-businesses can gather l...

/security

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

Reflections on the fintech revolution

Have you ever noticed how we move through phases? Looking back over my long career in the world of banking and banking technology, there were always those ‘new’ technologies that kept popping up. They would be the toast of the banking technology world for a while (in those far gone days we did not have names or concepts like ‘fintech’) and then as...

Innovation in Financial Services

Retired Member

Retired Member 

Insurers can put trust in their customer relationship with smooth digital interaction

The insurance industry has always had an estranged relationship with its customers, but most firms have come round to the fact that they need to be totally customer focused if they want them to stay. However, it's not just companies' service manner that needs to be reconstructed – customers expect an increasing variety of communications methods an...

Keith Stanton

Keith Stanton International Product Manager (Fraud & Risk) at FIS

The Threat from Within - Internal Fraud

There have been a number of news reports this month in the UK around incidents of internal fraud within banks and other corporations. Coincidently, a number of research establishments and industry bodies have produced reports this year detailing the level of internal fraud that occurs. So where is the impact seen? From the news items seen this mon...

/payments /regulation

Retired Member

Retired Member 

Fintech innovation: Where next for capital markets?

The digital disruption affecting banking and other financial services is likely to accelerate with the growing success of London’s Fintech industry. I use the term ‘Fintech’ here not just to mean a company that competes with banks but from a wider perspective; an economic industry composed of companies that use technology to make financial systems...

/startups

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